5492 Moongate Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 5492 Moongate Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 2003
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jun 2008)
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Mar 2024 Transfer Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5220-1509-0030`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5220-1509-0030`
Alternative APNs	`00431072` `431072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,368 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00431072
Street Address	5492 MOONGATE RD
City	SPRING HILL
State	FL
Zip	34606-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 22 BLOCK 1509 LOT 3 OR 715 PG 1153
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 22
Legal Block	1509
Legal Lot Number	3
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1017
Census Tract	41201

Owner

5492 Moongate Rd is owned and occupied by two individuals who acquired it in February 2023.

Source: Hernando County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5492 MOONGATE RD, SPRING HILL, FL 34606-1246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 28, 2023	Intrafamily Transfer, Transfer
Jan 28, 2020	Deed of Trust, Mortgage · Conventional with PMI SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2008 · Amount on File
Deed Sale	Jun 23, 2008 · Amount on File
Prior Sale	Nov 14, 2003 · Amount on File
Deed Document Number	200834614
Deed Book / Page	2573 / 1072
Last Transfer Date	Feb 28, 2023
Transfer Doc	0042700658
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Mar 26, 2024
Property Address	5492 MOONGATE RD, SPRING HILL, FL 34606-1246
Document Number	0044060586
Book / Page	4406 / 586
Map Reference	MB 10 PG 31
Instrument Date	Feb 21, 2024
Instrument	2024018607
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5492 MOONGATE RD, SPRING HILL, FL 34606-1246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5492 MOONGATE RD, SPRING HILL, FL 34606-1246

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Feb 28, 2023
Property Address	5492 MOONGATE RD, SPRING HILL, FL 34606-1246
Document Number	0042700658
Book / Page	4270 / 658
Map Reference	MB 10 PG 31
Instrument Date	Feb 28, 2023
Instrument	2023011060
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5492 MOONGATE RD, SPRING HILL, FL 34606-1246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5492 MOONGATE RD, SPRING HILL, FL 34606-1246

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5492 MOONGATE RD, SPRING HILL, FL 34606-1246
Document Number	0038021649
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5492 MOONGATE RD SPRING HILL FL 346061246, SPRING HILL, FL 34606-1246

Mortgage

Document Number	0038021649
Date	Feb 4, 2020
Book Page	003802/001649
Instrument	7297

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 5492 Moongate Rd was $1,171.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,171.00	$69,648	$203,722 Land $30,875 Building $172,847
2023		$65,714 Land $65,714
2022	$479.00		$193,711 Land $26,125 Building $167,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5492 Moongate Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5492 Moongate Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Tillman Fiber, Verizon.

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