Wayne County property record for 5491 Ternes St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,596 sqft · built 1926 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual on Record |
| Last Sale | $130,000 (Feb 2021) |
| Tax Bill | $3,345 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-181-03-030 |
| Primary APN | 82-10-181-03-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 912 sqft |
| Unfinished Basement | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Duplex Single |
| Exterior Material | Asbestos |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 112 ft deep x 40 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5491 TERNES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-3038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 141 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF JOHN FORD SUB |
| Legal Subdivision | JOHN FORD |
| Legal Lot Number | 141 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 573400 |
Source: Wayne County assessment roll, as of August 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 5491 TERNES ST, DEARBORN, MI 48126-3038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage MEMBERFOCUS COMMUNITY CU |
| Sep 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage ALL WESTERN MORTGAGE INC |
| Feb 12, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Oct 25, 2017 | Warranty Deed, Transfer · FHA Mortgage ALL WESTERN MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on Record |
| Deed Sale | Feb 12, 2021 · Amount on Record |
| Prior Sale | Oct 25, 2017 · Amount on Record |
| Deed Document Number | 202155938 |
| Deed Book / Page | 56427 / 446 |
| Prior Transfer Date | Jun 21, 2012 |
| Prior Transfer Doc | 0499110819 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 5491 TERNES ST, DEARBORN, MI 48126-3038 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5491 TERNES ST, DEARBORN, MI 48126-3038 |
| Document Number | 0570940584 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 57094/584 |
| Instrument | 2021364653 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 5491 TERNES ST, DEARBORN, MI 48126-3038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0539990044 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 53999/0044 |
| Instrument | 2017328120 |
| Name | MEMBERFOCUS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 5491 TERNES ST, DEARBORN, MI 48126-3038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0552831379 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 55283/1379 |
| Instrument | 2019269120 |
| Name | ALL WESTERN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LAS VEGAS, NV 89113 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Feb 12, 2021 |
| Property Address | 5491 TERNES ST, DEARBORN, MI 48126-3038 |
| Document Number | 0564270446 |
| Book / Page | 56427 / 446 |
| Map Reference | LB 44 PG 73 |
| Instrument Date | May 31, 2019 |
| Instrument | 2021055938 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5491 TERNES ST, 5491, DEARBORN, MI 48126-3038 |
| Name | Verified Name |
|---|---|
| Address | 5491 TERNES ST, DEARBORN, MI 48126-3038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Oct 25, 2017 |
| Property Address | 5491 TERNES ST, DEARBORN, MI 48126-3038 |
| Document Number | 0540260854 |
| Book / Page | 54026 / 0854 |
| Map Reference | LB44 PG73 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 2017341245 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5491 TERNES ST, 5491, DEARBORN, MI 48126-3038 |
| Name | Verified Name |
|---|---|
| Address | 8838 COULTER ST, DEARBORN, MI 48126-2302 |
| Document Number | 2017341246 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 2017341246 |
| Name | ALL WESTERN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Wayne County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,345.00 (+6.7%) Homeowner's exemption | $108,200 (+34.08%) | $216,400 (+34.08%) |
| 2023 | $80,700 | $161,400 | |
| 2019 | $3,135.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures