5491 Tate Rd, Rockford, IL 61101 Property Records

Winnebago County property record for 5491 Tate Rd, Rockford, IL 61101

Property Summary

Property Type	Rural Home
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,500 (Aug 2026)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-32-100-005`

Property Details

APN / Parcel Number

Primary APN	`07-32-100-005`
Alternative APNs	`732100005` `104 253B`

Exterior

Lot Area	32,234 sqft (0.74 acres)

Location & Zoning

Account Number	104 253B
Street Address	5491 TATE RD
City	ROCKFORD
State	IL
Zip	61101-8569
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	BEG ON W LN NW1/4 28 FT S OF NW COR THE 365 FT S 206.94 FT W 121 FT N 176.94 FT W 244 FT TH N 30 FT TO POB PT N 1/2 NW1/4 SEC SEC: 32 TWP: 45 RANGE: 1
Legal Range	01E
Legal Township	45N
Legal Section	32
Jurisdiction	WINNEBAGO IL
Township / Civil Division	OWEN
Census Block Group	2
Census Block	2034
Census Tract	3801

Owner

Source: Winnebago County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5491 TATE RD, ROCKFORD, IL 61101-8569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NORTHERN CU
Apr 15, 2020	Deed of Trust, Mortgage FIRST NTHRN CU
Mar 6, 2018	Warranty Deed, Transfer · VA Mortgage WINTRUST MTG
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Mar 6, 2018 · Amount on Record
Deed Document Number	202620291
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 5, 2026
Property Address	5491 TATE RD, ROCKFORD, IL 61101-8569
Document Number	0000020291
Instrument Date	Aug 3, 2026
Instrument	202620291
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,525.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5491 TATE RD, ROCKFORD, IL 61101-8569

Mortgage

Document Number	0000020292,
Date	Aug 5, 2026
Instrument	202620292

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5491 TATE RD, ROCKFORD, IL 61101-8569
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004666
Date	Mar 6, 2023
Instrument	2304666

Lender

Name	FIRST NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jan 2, 2033

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5491 TATE RD, ROCKFORD, IL 61101-8569
Document Number	0001010429
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5491 TATE RD ROCKFORD IL 611018569, ROCKFORD, IL 61101-8569

Mortgage

Document Number	0001010429
Date	Apr 22, 2020
Instrument	1010429

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 6, 2018
Property Address	5491 TATE RD, ROCKFORD, IL 61101-8569
Document Number	0001006319
Instrument Date	Feb 23, 2018
Instrument	1006319
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$266.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5491 TATE RD ROCKFORD IL 611018569, ROCKFORD, IL 61101-8569

Mortgage

Document Number	1006320
Date	Mar 6, 2018
Instrument	1006320

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5491 TATE RD, ROCKFORD, IL 61101-8569
Document Number	0001001599
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5491 TATE RD ROCKFORD IL 611018569, ROCKFORD, IL 61101-8569

Mortgage

Document Number	0001001599
Date	Jan 18, 2017
Instrument	1001599

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Owen Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,120.00 (+5.59%) Homeowner's exemption	$86,131 (+11.4%) Land $6,910 Building $79,221	$258,393 (+11.4%) Land $20,730 Building $237,663
2024	$4,849.00	$77,317 (+26.16%) Land $6,203 Building $71,114	$231,951 (+26.16%) Land $18,609 Building $213,342
2022	Homeowner's exemption	$61,287 Land $4,917 Building $56,370	$183,861 Land $14,751 Building $169,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: AaroBand, Silo Communications, T-Mobile, Verizon.

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