5491 Oak Dr, Belton, TX 76513 Property Records

Bell County property record for 5491 Oak Dr, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details1,227 sqft · built 2003
Lot Size0.2 acres (8,720 sqft)
OwnerIndividual Name on File
Tax Bill$1,231 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN0388440000

Property Details

APN / Parcel Number

Primary APN0388440000
Alternative APNs
  • 819147
  • 58649

Interior

Stories1 Story
Building Area1,227 sqft Living Area
1st Floor Area1,227 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,720 sqft (0.2 acres)
Lot Dimensions109 ft deep x 80 ft wide
Garage Area430 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5491 OAK DR
CityBELTON
StateTX
Zip76513-4882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDENMAN TWIN MOUNTAINS 5TH, BLOCK 029, LOT 0016
Legal SubdivisionDENMAN TWIN MOUNTAINS 5TH
Legal Block29
Legal Lot Number16
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group3
Census Block3017
Census Tract22002

Owner

5491 Oak Dr is owned and occupied by an individual who acquired it in November 2016.

Source: Bell County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5491 OAK DR, BELTON, TX 76513-4882
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2016
Deed SaleNov 8, 2016
Prior SaleJul 30, 2012 · Amount on File
Deed Document Number201645231
Prior Transfer DateJul 25, 2012
Prior Transfer Doc0000031183
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address5491 OAK DR, BELTON, TX 76513-4882
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012030
DateMar 16, 2026
Instrument2026012030
Lender
NameGOODLEAP LC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueApr 3, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5491 Oak Dr was $1,231 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,231.00$191,345$195,905 Land $40,000 Building $155,905
2023$1,399.00 (-34.01%) Homeowner's exemption$204,179 Land $20,000 Building $184,179$204,179 Land $20,000 Building $184,179
2022$2,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5491 Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5491 Oak Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System439 WSC
serves 7,836 people · EPA ID TX0140076
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

Nearby Properties on Oak Dr

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