Osceola County property record for 5491 Magnolia Rd, Saint Cloud, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,684 sqft · built 2021 |
| Lot Size | 2.38 acres (103,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Mar 2016) |
| Tax Bill | $2,851 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-33-3410-000B-0140 |
| Primary APN | 24-27-33-3410-000B-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,684 sqft Living Area |
| Gross Area | 3,492 sqft |
| 1st Floor Area | 1,956 sqft |
| Flooring | Tile |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | L-Shape |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 103,803 sqft (2.38 acres) |
| Porch | Finished/Open Porch |
| Patio Area | 720 sqft |
| Heating System | HVAC |
|---|
| Street Address | 5491 MAGNOLIA RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | HOLOPAW COUNTRY EST SEC 1 PB 1 PG 351 BLK B LOT 14 |
| Legal Range | 33E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | HOLOPAW COUNTRY ESTATES SECTION 1 |
| Legal Tract | 3410 |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 43802 |
5491 Magnolia Rd is owned and occupied by two individuals who bought it in March 2016.
Source: Osceola County records, as of March 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5491 MAGNOLIA RD, SAINT CLOUD, FL 34773-9492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Balloon Mortgage STEVEN A VICKERS |
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK |
| Dec 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANSNAP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2016 · Amount on File |
| Deed Sale | Mar 24, 2016 · Amount on File |
| Deed Document Number | 201643134 |
| Deed Book / Page | 4932 / 2748 |
| Prior Transfer Date | Feb 20, 1997 |
| Prior Transfer Doc | 0013890942 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5491 MAGNOLIA RD, SAINT CLOUD, FL 34773-9492 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1100 OUTRIGGER DR, MERRITT ISLAND, FL 32953-3265 |
| Document Number | 0060081215 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 6008/1215 |
| Instrument | 2021114297 |
| Name | STEVEN A VICKERS |
|---|---|
| Type | Private Party |
| Address | 501 N CAUSEWAY APT 308, NEW SMYRNA BEACH, FL 32169 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5491 MAGNOLIA RD, SAINT CLOUD, FL 34773-9492 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5491 MAGNOLIA RD, SAINT CLOUD, FL 34773-9492 |
| Document Number | 0061632710 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 6163/2710 |
| Instrument | 2022035066 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | ORANGE CITY, FL 32763 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5491 MAGNOLIA RD, SAINT CLOUD, FL 34773-9492 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0063380573 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 6338/573 |
| Instrument | 2022186000 |
| Name | LOANSNAP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 5491 Magnolia Rd was $2,851 with a homeowner's exemption, up 5.9% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,851.00 (+5.87%) Homeowner's exemption | $195,755 | $349,500 Land $76,200 Building $273,300 |
| 2024 | $2,693.00 (+2.28%) | ||
| 2023 | $2,633.00 (+35.37%) Homeowner's exemption | $184,699 (+3%) | $328,000 (+15.13%) Land $67,800 Building $260,200 |
| 2022 | $1,945.00 Homeowner's exemption | $179,320 | $284,900 Land $63,300 Building $221,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5491 Magnolia Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5491 Magnolia Rd is high, ranking above 88% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 82% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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