54901 E 32 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 54901 E 32 Rd, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,348 sqft · built 2018
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Aug 1996)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0000-26-029-022-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`0000-26-029-022-0-002-00`
Alternative APN	`7666`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,348 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	748 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	456 sqft
Deck Area	Deck Area
Patio Area	736 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7666
Street Address	54901 E 32 RD
City	MIAMI
State	OK
Zip	74354-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S495' OF NE NE LS S330' OF E330' & LS S277' OF W393.14' OF NE NE SEC 26 TWP 29 RNG 22 (ROW ESMT 1118/556 1219/434) UTILITY ES
Legal Range	22E
Legal Township	29N
Legal Section	26
Legal Subdivision	T029-R022
Jurisdiction	OTTAWA OK
Township / Civil Division	QUAPAW
Census Block Group	1
Census Block	1020
Census Tract	574100

Owner

Source: Ottawa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54901 E 32 RD, MIAMI, OK 74354-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Closed-End Mortgage WELCH STATE BANK OF WELCH OK
Dec 3, 2025	Deed of Trust, Mortgage · Closed-End Mortgage WELCH STATE BANK OF WELCH OK
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELCH STATE BANK OF WELCH OK
May 7, 2018	Deed of Trust, Mortgage · Line of Credit WELCH STATE BANK OF WELCH OK
Feb 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELCH STATE BANK OF WELCH OK
Feb 9, 2018	Quit Claim Deed, Transfer NOT AVAILABLE, OTTAWA COUNTY ABSTRACT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 1996 · Amount on Record
Deed Sale	Aug 29, 1996 · Amount on Record
Deed Book / Page	597 / 784
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	54901 E 32 RD, MIAMI, OK 74354-2418
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54901 E 32 RD, MIAMI, OK 74354-2418

Mortgage

Document Number	001251/451
Date	Jan 15, 2026
Book Page	1251/451
Instrument	I-2026-000228

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2041

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	54901 E 32 RD, MIAMI, OK 74354-2418
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54901 E 32 RD, MIAMI, OK 74354-2418

Mortgage

Document Number	001248/226
Date	Dec 3, 2025
Book Page	1248/226
Instrument	I-2025-005787

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 25, 2040

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	54901 E 32 RD, MIAMI, OK 74354-2418
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1137/645
Date	Jun 15, 2021
Book Page	1137/645
Instrument	2021-003066

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	54901 E 32 RD, MIAMI, OK 74354-2418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1069/425
Date	May 7, 2018
Book Page	1069/425
Instrument	2018-001859

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 4, 2019

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	54901 E 32 RD, MIAMI, OK 74354-2418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1085/241
Date	Feb 13, 2019
Book Page	1085/241
Instrument	2019-000551

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Feb 9, 2018
Property Address	54901 E 32 RD, MIAMI, OK 74354-2418
Document Number	001064/567
Book / Page	1064 / 567
Instrument Date	Feb 8, 2018
Instrument	2018-000541
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	NOT AVAILABLE, OTTAWA COUNTY ABSTRACT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54901 E 32 RD, MIAMI, OK 74354-2418

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,196.00 (+0.92%) Homeowner's exemption	$23,630 (+3%) Land $1,425 Building $22,205	$269,054 (+9.84%) Land $12,500 Building $256,554
2024	$2,176.00 (+13.87%) Homeowner's exemption	$22,942 (+3%) Land $1,425 Building $21,517	$244,944 (-) Land $12,500 Building $232,444
2023	$1,911.00 (+1.54%) Homeowner's exemption	$22,274 (+3%) Land $1,425 Building $20,849	$244,944 (-) Land $12,500 Building $232,444
2022	$1,882.00 Homeowner's exemption	$21,625 Land $1,425 Building $20,200	$244,944 Land $12,500 Building $232,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA CO RWD #7 serves 500 people · EPA ID OK2005860
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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