Steuben County and Avoca Town property record for 5490 Owens Rd, Avoca, NY 14809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,184 sqft · built 1920 |
| Lot Size | 2.68 acres (116,741 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,500 (Apr 2026) |
| Tax Bill | $1,600 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| APN | 000415-5490 |
| Primary APN | 000415-5490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 1,092 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 116,741 sqft (2.68 acres) |
| Porch | Slab |
| Porch Area | 246 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 000415-5490 |
|---|---|
| Street Address | 5490 OWENS RD |
| City | AVOCA |
| State | NY |
| Zip | 14809-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 7.110 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | AVOCA |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 961000 |
5490 Owens Rd is owned by an individual who bought it in April 2026.
Source: Steuben County and Avoca Town records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 619 ROOSEVELT AVE, DUNKIRK, NY 14048-2317 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on File |
| Deed Sale | Apr 10, 2026 · Amount on File |
| Deed Book / Page | 3212 / 17 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Apr 10, 2026 |
| Property Address | 5490 OWENS RD, AVOCA, NY 14809-9725 |
| Document Number | 0003212/17 |
| Book / Page | 3212 / 17 |
| Instrument Date | Mar 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 619 ROOSEVELT AVE, DUNKIRK, NY 14048-2317 |
| Date | Apr 10, 2026 |
|---|
| Name | PRIMELENDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 5490 Owens Rd was $1,600.
Source: Steuben County and Avoca Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Avoca Town |
| Unified School District | Avoca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,600.00 | $74,800 Land $21,700 Building $53,100 | $77,917 Land $22,604 Building $55,313 |
| 2023 | $52,200 (-) Land $17,200 Building $35,000 | $61,412 (+11.77%) Land $20,235 Building $41,177 | |
| 2022 | $52,200 Land $17,200 Building $35,000 | $54,947 Land $18,105 Building $36,842 | |
| 2021 | $817.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 5490 Owens Rd; there have been 7 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1993–2021) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5490 Owens Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures