5490 Olds Ln, Whitehall, MI 49461 Property Records

Muskegon County property record for 5490 Olds Ln, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,795 sqft · built 2004
Lot Size	4.48 acres (195,149 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2010)
Tax Bill	$5,746 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61-06-107-300-0006-08`

Property Details

APN / Parcel Number

Primary APN	`61-06-107-300-0006-08`
Alternative APN	`06107300000608`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,781 sqft
Basement Area	1,781 sqft
Finished Basement	982 sqft
Unfinished Basement	799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	195,149 sqft (4.48 acres)
Garage Area	2,576 sqft
Parking Spaces	9 Parking Spaces
Porch	Covered Porch
Deck Area	339 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5490 OLDS LN
City	WHITEHALL
State	MI
Zip	49461-9355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 7 T11N R17W PART OF SE 1/4 SW 1/4 COM S 1/4 COR TH ALG S SEC LN N 87D 26M 18S W 679.97 FT TH N 11D
Legal Range	17W
Legal Township	11N
Legal Section	07
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	1
Census Block	1001
Census Tract	3701

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5490 OLDS LN, WHITEHALL, MI 49461-9355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE TRUST CU
Oct 19, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE TR CU
Jan 27, 2017	Deed of Trust, Mortgage · Line of Credit LAKE TR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2010 · Amount on Record
Deed Sale	Jun 25, 2010 · Amount on Record
Deed Document Number	20105352775
Deed Book / Page	3851 / 117
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5490 OLDS LN, WHITEHALL, MI 49461-9355
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4265/721
Date	Jun 24, 2021
Book Page	4265/721
Instrument	5731379

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 8, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5490 OLDS LN, WHITEHALL, MI 49461-9355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005702311
Date	Oct 19, 2020
Book Page	4236/625
Instrument	5702311

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5490 OLDS LN, WHITEHALL, MI 49461-9355
Document Number	0005665620
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5490 OLDS LN WHITEHALL MI 494619355, WHITEHALL, MI 49461-9355

Mortgage

Document Number	0005665620
Date	Sep 17, 2019
Book Page	004199/000897
Instrument	5665620

Lender

Name	LAKE TR CU
Type	Funding / Finance Company
Address	BRIGHTON, MI 48114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 16, 2039

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5490 OLDS LN, WHITEHALL, MI 49461-9355
Document Number	0005576735
Book / Page	004110 / 000928
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5490 OLDS LN WHITEHALL MI 494619355, WHITEHALL, MI 49461-9355

Mortgage

Document Number	0005576735
Date	Feb 3, 2017
Book Page	004110/000928
Instrument	5576735

Lender

Name	LAKE TR CU
Type	Funding / Finance Company
Address	BRIGHTON, MI 48114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,400 (+4.91%)	$790,800 (+4.91%)
2025	$5,746.00 Homeowner's exemption	$376,900	$753,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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