James City County property record for 5490 Olde Towne Rd, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,616 sqft · built 1972 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $288,000 (Apr 2021) |
| Tax Bill | $2,972 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-4 03-0-0003 |
| Primary APN | 32-4 03-0-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,616 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 12,981 sqft (0.298 acres) |
| Porch | Slab |
| Porch Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4107 |
|---|---|
| Street Address | 5490 OLDE TOWNE RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL |
| Legal Description | L-3 S-1 THE HAMLET |
| Legal Subdivision | THE HAMLET |
| Legal Lot Number | 3 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 80205 |
Source: James City County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5490 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| Jun 21, 2019 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MTG |
| Sep 21, 2018 | Warranty Deed, Transfer PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on Record |
| Deed Sale | Apr 22, 2021 · Amount on Record |
| Prior Sale | Jun 21, 2019 · Amount on Record |
| Deed Document Number | 20218113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 22, 2021 |
| Property Address | 5490 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1914 |
| Document Number | 210008113 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 210008113 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5490 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1914 |
| Document Number | 210008114 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 210008114 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 21, 2019 |
| Property Address | 5490 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1914 |
| Document Number | 0000008906 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 8906 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5490 OLDE TOWNE RD WILLIAMSBURG VA 231881914, WILLIAMSBURG, VA 23188-1914 |
| Document Number | 8907 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 8907 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Sep 21, 2018 |
| Property Address | 5490 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1914 |
| Document Number | 0000015003 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 15003 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5490 OLDE TOWNE RD WILLIAMSBURG VA 231881914, WILLIAMSBURG, VA 23188-1914 |
| Document Number | 15004 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 15004 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,972.00 (+56.01%) | $358,100 (+43.76%) Land $61,900 Building $296,200 | $358,100 (+43.76%) Land $61,900 Building $296,200 |
| 2023 | $249,100 Land $48,800 Building $200,300 | $249,100 Land $48,800 Building $200,300 | |
| 2019 | $1,905.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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