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5490 Michelles Oak Ct, Unit B, Cincinnati, OH 45248 Property Records

Hamilton County property record for 5490 Michelles Oak Ct, Unit B, Cincinnati, OH 45248

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,283 sqft · built 2003
Lot Size0.741 acres (32,312 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Apr 2020)
Tax Bill$2,165 (2025)
Deeds & MortgagesNov 2025 Reverse Mortgage
Sep 2023 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN550-0310-0524-00

Property Details

APN / Parcel Number

Primary APN550-0310-0524-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units24 Units
Stories1 Story
Building Area1,283 sqft Living Area
1st Floor Area1,283 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area32,312 sqft (0.741 acres)
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area92 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5490 MICHELLES OAK CT, B
CityCINCINNATI
StateOH
Zip45248-1051
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 5490-B 8.3333% WOODLAND VIEW CONDOMINIUMPHASE 1
Legal SubdivisionWOODLAND VIEW CONDOMINIUMPHASE 1
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group1
Census Block1000
Census Tract20603

Owner

Source: Hamilton County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5490 MICHELLES OAK CT, B, CINCINNATI, OH 45248-1051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Sep 18, 2023Transfer on Death Deed, Transfer
Jun 2, 2021Transfer on Death Deed, Transfer
Apr 20, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Nov 1, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Mar 11, 2019Warranty Deed, Transfer · ARM
FIRST FINANCIAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2020 · Amount on Record
Deed SaleApr 20, 2020 · Amount on Record
Prior SaleNov 1, 2019 · Amount on Record
Deed Document Number202036572
Deed Book / Page14150 / 1546
Last Transfer DateSep 11, 2023
Transfer Doc0000066413
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5490 MICHELLES OAK CT # 5490-B, 5490-B, CINCINNATI, OH 45248-1051
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5490 MICHELLES OAK CT B, B, CINCINNATI, OH 45248-1051

Mortgage

Document Number0000085813
DateNov 4, 2025
Book Page15536/745
Instrument2025-0085813
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term773 Months
DueApr 19, 2090
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2025
Change FrequencyMonthly
Index1-Year CMT
Max Rate11.6%

September 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateSep 18, 2023
Property Address5490 MICHELLES OAK CT # 5490-B, 5490-B, CINCINNATI, OH 45248-1051
Document Number0000066413
Book / Page15002 / 1764
Map ReferenceMB 374 PG 24-27
Instrument DateSep 6, 2023
Instrument2023-0066413
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5490 MICHELLES OAK CT UNIT B, B, CINCINNATI, OH 45248-1051

June 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJun 2, 2021
Property Address5490 MICHELLES OAK CT # 5490-B, 5490-B, CINCINNATI, OH 45248-1051
Document Number0000067258
Book / Page14430 / 70
Map ReferenceMB 9209 PG 501
Instrument DateMar 14, 2021
Instrument2021-0067258
Transaction TypeTransfer
Record UpdatedMar 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5490 MICHELLES OAK CT, CINCINNATI, OH 45248-1051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 20, 2020
Property Address5490 MICHELLES OAK CT UNIT B, B, CINCINNATI, OH 45248-1051
Document Number0000036572
Book / Page014150 / 001546
Instrument DateApr 15, 2020
Instrument36572
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5490 MICHELLES OAK CT #B CINCINNATI OH 452481051, B, CINCINNATI, OH 45248-1051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 1, 2019
Property Address5490 MICHELLES OAK CT UNIT B, B, CINCINNATI, OH 45248-1051
Document Number0000095720
Book / Page014036 / 001636
Instrument DateOct 18, 2019
Instrument95720
Transaction TypeTransfer
Record UpdatedDec 31, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5490 MICHELLES OAK CT #B CINCINNATI OH 452481051, B, CINCINNATI, OH 45248-1051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 11, 2019
Property Address5490 MICHELLES OAK CT UNIT B, B, CINCINNATI, OH 45248-1051
Document Number0000017949
Book / Page13871 / 02249
Map ReferenceMB 374 PG 24-27
Instrument DateMar 1, 2019
Instrument2019-0017949
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$428.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5490 MICHELLES OAK CT UNIT B, B, CINCINNATI, OH 45248-1051

Mortgage

Document Number0000017950
DateMar 11, 2019
Instrument2019-0017950
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.25%
Index1-Year CMT
Max Rate10.2%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,165.00 (+2.17%) Homeowner's exemption$51,706 (-) Land $10,080 Building $41,626$147,730 (-) Land $28,800 Building $118,930
2024$2,119.00 (-1.9%) Homeowner's exemption$51,706 (-) Land $10,080 Building $41,626
2023$2,160.00 (-6.33%) Homeowner's exemption$51,706 (+9.43%) Land $10,080 Building $41,626$147,730 (+9.43%) Land $28,800 Building $118,930
2022$2,306.00 Homeowner's exemption$47,250 Land $6,300 Building $40,950
2020$135,000 Land $18,000 Building $117,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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