Kendall County property record for 5490 Half Round Rd, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,981 sqft · built 2002 |
| Lot Size | 1.03 acres (44,913 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $418,000 (Mar 2018) |
| Tax Bill | $13,047 (2024) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-32-131-004 |
| Primary APN | 03-32-131-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,981 sqft Living Area |
| Gross Area | 5,536 sqft |
| 1st Floor Area | 2,981 sqft |
| Basement Area | 1,553 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 44,913 sqft |
| Garage Type | Attached |
| Garage Area | 1,002 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 5490 HALF ROUND RD |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32, OLD RESERVE HILLS, UNIT 1 |
| Legal Subdivision | OLD RESERVE HILLS |
| Legal Lot Number | 32 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 890108 |
5490 Half Round Rd is owned and occupied by two individuals who bought it in March 2018.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5490 HALF ROUND RD, OSWEGO, IL 60543-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on File |
| Deed Sale | Mar 23, 2018 · Amount on File |
| Prior Sale | May 5, 2005 · Amount on File |
| Deed Document Number | 20183867 |
| Prior Transfer Date | Dec 26, 2012 |
| Prior Transfer Doc | 0000000454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Mar 23, 2018 |
| Property Address | 5490 HALF ROUND RD, OSWEGO, IL 60543-8008 |
| Document Number | 0000003867 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 3867 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 309 KENSINGTON DR OSWEGO IL 605437951, OSWEGO, IL 60543-7951 |
| Document Number | 3868 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 3868 |
| Name | MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $172,546 Land $32,634 Building $139,912 | $517,638 Land $97,902 Building $419,736 | |
| 2024 | $13,047.00 | ||
| 2022 | $142,485 Land $26,949 Building $115,536 | $427,455 Land $80,847 Building $346,608 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5490 Half Round Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5490 Half Round Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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