5490 E Main St, Erin, TN 37061 Property Records

Houston County property record for 5490 E Main St, Erin, TN 37061

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,086 sqft · built 1954
Lot Size	0.803 acres (35,000 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Sep 2020)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042020 03500`

Property Details

APN / Parcel Number

Primary APN	`042020 03500`
Alternative APN	`020 03500`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,086 sqft Living Area
1st Floor Area	1,086 sqft
Basement Area	204 sqft
Finished Basement	204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	35,000 sqft
Lot Dimensions	200 ft deep x 175 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Patio Area	396 sqft
Utility Building	99 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5490 E MAIN ST
City	ERIN
State	TN
Zip	37061-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: E04
Jurisdiction	HOUSTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	120200

Owner

Source: Houston County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5490 E MAIN ST, ERIN, TN 37061-4117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Warranty Deed, Transfer · Conventional Mortgage TRISTAR BANK
May 18, 2020	Warranty Deed, Transfer REALTY TITLE INC, REALTY T&E SERVICES INC
Aug 31, 2016	Warranty Deed, Transfer · FHA Mortgage HERITAGE BANK USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	May 18, 2020 · Amount on Record
Deed Document Number	27275
Deed Book / Page	113 / 625
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	Sep 30, 2020
Property Address	5490 E MAIN ST, ERIN, TN 37061-4117
Document Number	000113/625
Book / Page	113 / 625
Instrument Date	Sep 28, 2020
Instrument	27275
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$418.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5490 E MAIN ST, ERIN, TN 37061-4117

Mortgage

Document Number	0000027276
Date	Sep 30, 2020
Instrument	27276

Lender

Name	TRISTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	May 18, 2020
Property Address	5490 E MAIN ST, ERIN, TN 37061-4117
Document Number	000110/844
Book / Page	110 / 844
Instrument Date	May 15, 2020
Instrument	26695
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	REALTY TITLE INC, REALTY T&E SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$251.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 JIM CLARK RD, ERIN, TN 37061-5417

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	Aug 31, 2016
Property Address	5490 E MAIN ST, ERIN, TN 37061-4117
Document Number	000087/702
Book / Page	87 / 702
Instrument Date	Aug 26, 2016
Instrument	21255
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5490 E MAIN ST, ERIN, TN 37061-4117

Mortgage

Document Number	000087/704
Date	Aug 31, 2016
Book Page	87/704
Instrument	21256

Lender

Name	HERITAGE BANK USA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Houston County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Houston County
Municipality	Erin City
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$37,600 (-) Land $3,500 Building $34,100
2023	$37,600 Land $3,500 Building $34,100
2020		$150,400 Land $14,000 Building $136,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	25 (1981–2021)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storm And Flooding, Aug 2021 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 3 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIN WATER DEPARTMENT serves 8,168 people · EPA ID TN0000230
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Electric Cooperative Fiber	1,000 / 1,000
Telephone Electronics Fiber	1,000 / 1,000

May also be available: T-Mobile USA.

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