5490 Cobblegate Dr, Dayton, OH 45449 Property Records

Montgomery County property record for 5490 Cobblegate Dr, Dayton, OH 45449

Property Summary

Property Type	Garden / Court Apartments (5+ Units)
Details	2 ba · 10,152 sqft · built 1996
Lot Size	7.86 acres (342,469 sqft)
Owner	Company Name on File
Tax Bill	$125,878 (2023)
Deeds & Mortgages	Jan 2018 Line of Credit Sep 2022 Sale + 5 more
Flood Zone	Zone AE (high risk)
APN	`J44126410 0010`

Property Details

APN / Parcel Number

Primary APN	`J44126410 0010`

Interior

Full Baths	2 Baths
Units	132 Units
Stories	2 Stories
Building Area	10,152 sqft Total Area
1st Floor Area	3,384 sqft
2nd Floor Area	3,384 sqft
Basement Area	3,384 sqft

Exterior

Year Built	Built 1996
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	342,469 sqft (7.86 acres)
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	220 sqft
Patio Area	276 sqft
Shed	1 Shed
Shed Area	450 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5490 COBBLEGATE DR
City	DAYTON
State	OH
Zip	45449
Property Category	Commercial
Property Type	Residential > Multi-Unit > Garden / Court Apartments (5+ Units)
Legal Description	5118 MORAINE NURSERY PLAT SEC 8 2013 ABATEMENT TERMINATES
Legal Subdivision	MORAINE NURSERY PLAT
Legal Lot Number	10
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MORAINE
Census Block Group	1
Census Block	1002
Census Tract	30100

Owner

5490 Cobblegate Dr, a residential property, is owned by a company that acquired it in September 2022.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Company Name on File
Mailing Address	8837 CHAPELSQUARE DR # 1A, 1A, CINCINNATI, OH 45249-4706
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Sep 13, 2022	Limited Warranty Deed, Transfer
Sep 13, 2022	Limited Warranty Deed, Transfer
Sep 13, 2022	Limited Warranty Deed, Transfer
Sep 13, 2022	Limited Warranty Deed, Transfer · Line of Credit FIRST COMMONWEALTH BANK
Sep 13, 2022	Limited Warranty Deed, Transfer
Dec 17, 2020	Loan Modification, Mortgage · Line of Credit TCF NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022
Deed Sale	Sep 13, 2022
Prior Sale	Sep 13, 2022
Deed Document Number	2022-00057304
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	5490 COBBLEGATE DR, DAYTON, OH 45449
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005931
Date	Jan 30, 2018
Instrument	2018-00005931

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	MILWAUKEE, WI 53233

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jan 25, 2025

September 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 13, 2022
Property Address	5490 COBBLEGATE DR, DAYTON, OH 45449
Document Number	0000057300
Map Reference	MB 161 PG 31&31A
Instrument Date	Aug 24, 2022
Instrument	2022-00057300
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8837 CHAPELSQUARE LN # 1A, 1A, CINCINNATI, OH 45249-4706

September 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 13, 2022
Property Address	5490 COBBLEGATE DR, DAYTON, OH 45449
Document Number	0000057302
Map Reference	MB 161 PG 31&31A
Instrument Date	Aug 24, 2022
Instrument	2022-00057302
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8837 CHAPELSQUARE LN # 1A, 1A, CINCINNATI, OH 45249-4706

September 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 13, 2022
Property Address	5490 COBBLEGATE DR, DAYTON, OH 45449
Document Number	0000057303
Map Reference	MB 161 PG 31&31A
Instrument Date	Aug 24, 2022
Instrument	2022-00057303
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8837 CHAPELSQUARE LN # 1A, 1A, CINCINNATI, OH 45249-4706

September 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 13, 2022
Property Address	5490 COBBLEGATE DR, DAYTON, OH 45449
Document Number	0000057304
Map Reference	MB 161 PG 31&31A
Instrument Date	Aug 24, 2022
Instrument	2022-00057304
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8837 CHAPELSQUARE LN # 1A, 1A, CINCINNATI, OH 45249-4706

Mortgage

Document Number	0000057305
Date	Sep 13, 2022
Instrument	2022-00057305

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 13, 2022
Property Address	5490 COBBLEGATE DR, DAYTON, OH 45449
Document Number	0000057301
Map Reference	MB 161 PG 31&31A
Instrument Date	Aug 24, 2022
Instrument	2022-00057301
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8837 CHAPELSQUARE LN, CINCINNATI, OH 45249-4706

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY OH
Property Address	5490 COBBLEGATE DR, DAYTON, OH 45449
Document Number	0000077293
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5490 COBBLEGATE DR MORAINE OH 45409, MORAINE, OH 45409

Mortgage

Document Number	0000077293
Date	Dec 21, 2020
Instrument	77293

Lender

Name	TCF NAT'L BK
Type	Bank
Address	1036 W JUNEAU AVE # 500, MILWAUKEE, WI 53233-1408

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Moraine City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,962,470 Land $254,680 Building $1,707,790
2023	$125,878.00 (+1.6%)	$1,474,930 (+5%) Land $254,680 Building $1,220,250	$5,607,050 Land $727,650 Building $4,879,400
2022	$123,893.00	$1,404,690 Land $242,550 Building $1,162,140
2020			$4,013,410 Land $693,000 Building $3,320,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5490 Cobblegate Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 30 individual policies
Nearby Flood Policies	46 units insured incl. 16 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5490 Cobblegate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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