549 Warner Rd, Troy, NC 27371 Property Records

Montgomery County property record for 549 Warner Rd, Troy, NC 27371 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1974
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Dec 1993)
Tax Bill	$661 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7528 14 44 6957`

Property Details

APN / Parcel Number

Primary APN	`7528 14 44 6957`
Alternative APN	`38378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Finished Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	370 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Zoned

Location & Zoning

Account Number	38378
Street Address	549 WARNER RD
City	TROY
State	NC
Zip	27371-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NC FINANCIAL SERVICES LOT 1;SEC 1 & LT 41;SEC 2 NCFS #1;S1)S/2
Legal Lot Number	1,41
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	2
Census Block	2025
Census Tract	960202

Owner

Source: Montgomery County records · APN 7528 14 44 6957

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	549 WARNER RD, TROY, NC 27371-8484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 1993 · Amount on Record
Deed Sale	Dec 01, 1993 · Amount on Record
Deed Book / Page	284 / 641
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	549 WARNER RD, TROY, NC 27371-8484
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0823/0764
Date	Apr 04, 2019
Book Page	0823/0764
Instrument	358145

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	TROY, NC 27371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00	$107,584 (-) Land $6,600 Building $100,984	$107,584 (-) Land $6,600 Building $100,984
2023		$107,584 Land $6,600 Building $100,984	$107,584 Land $6,600 Building $100,984

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 53% of North Carolina
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.