549 Walnut St, Franklin, IN 46131 Property Records

Johnson County property record for 549 Walnut St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 954 sqft · built 1905
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Aug 2015)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`51001416035/00`

Property Details

APN / Parcel Number

Primary APN	`51001416035/00`
Alternative APNs	`41-08-14-024-136.000-009` `00001086903`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
1st Floor Area	954 sqft
Basement Area	456 sqft
Unfinished Basement	456 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Patio Area	35 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001086903
Street Address	549 WALNUT ST
City	FRANKLIN
State	IN
Zip	46131-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AXT SUB DIV LOT C MP FRANKLIN COMMUNI
Legal Subdivision	AXT SUB
Legal Lot Number	C
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1068
Census Tract	610900

Owner

549 Walnut St is owned and occupied by an individual who bought it in August 2015.

Source: Johnson County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	549 WALNUT ST, FRANKLIN, IN 46131-1312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2015 · Amount on File
Deed Sale	Aug 6, 2015 · Amount on File
Prior Sale	Jul 20, 2010
Deed Document Number	201517701
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	549 WALNUT ST, FRANKLIN, IN 46131-1312
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003006
Date	Mar 9, 2023
Instrument	2023-003006

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 549 Walnut St was $1,127 with a homeowner's exemption, down 26.1% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,127.00 (-26.1%) Homeowner's exemption	$129,600 Land $24,500 Building $105,100	$129,600 Land $24,500 Building $105,100
2024	$1,525.00 (+8.16%)
2023	$1,410.00 (+9.64%) Homeowner's exemption	$129,200 (+8.75%) Land $24,500 Building $104,700	$129,200 (+8.75%) Land $24,500 Building $104,700
2022	$1,286.00 Homeowner's exemption	$118,800 Land $24,500 Building $94,300	$118,800 Land $24,500 Building $94,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 Walnut St in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2008–2017)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 549 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: JC Fiber, T-Mobile.

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