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549 W Tropic Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 549 W Tropic Way, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1981
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Jan 2016)
Tax Bill$2,517 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone AE (high risk)
APN175830-0200

Property Details

APN / Parcel Number

Primary APN175830-0200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area1,720 sqft
1st Floor Area1,232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1994
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address549 W TROPIC WAY
CitySAINT AUGUSTINE
StateFL
Zip32080-6402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description13/81-82 HIDDEN HARBOUR LOT 20 OR4137/1072
Legal Range30E
Legal Township08S
Legal Section15
Legal SubdivisionHIDDEN HARBOUR
Legal Block2
Legal Lot Number20
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2008
Census Tract21404

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address549 W TROPIC WAY, SAINT AUGUSTINE, FL 32080-6402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2016 · Amount on Record
Deed SaleJan 15, 2016 · Amount on Record
Deed Document Number20162899
Deed Book / Page4137 / 1072
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address549 W TROPIC WAY, SAINT AUGUSTINE, FL 32080-6402
Transaction TypeMortgage
Record UpdatedJun 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 W TROPIC WAY, SAINT AUGUSTINE, FL 32080-6402

Mortgage

Document Number0055621608
DateMay 20, 2022
Book Page5562/1608
Instrument2022051640
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,675 (+2.7%)$311,472 (+7.76%) Land $130,000 Building $181,472
2025$2,517.00 (+13.99%) Homeowner's exemption$200,268 (+5.99%)$289,033 (+7.1%) Land $130,000 Building $159,033
2024$2,208.00 (+2.17%)
2023$2,161.00 (+3.5%) Homeowner's exemption$188,955 (+3%)$269,860 (-3.18%) Land $123,200 Building $146,660
2022$2,088.00 Homeowner's exemption$183,451$278,711 Land $123,200 Building $155,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 703 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies781 units insured
incl. 78 condo units
Nearby Flood Claims418 (1986–2024)
Claims Outside the SFHA11 of 418
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 39 claims
  • Hurricane Irma, Sep 2017 · 72 claims
  • Hurricane Matthew, Oct 2016 · 232 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: IQ Fiber.

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