549 W Rose Ave, Addison, IL 60101 Property Records

DuPage County property record for 549 W Rose Ave, Addison, IL 60101

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,624 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$6,282 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-29-207-001`

Property Details

APN / Parcel Number

Primary APN	`03-29-207-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,624 sqft Living Area
1st Floor Area	504 sqft
2nd Floor Area	560 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	14 ft deep x 6.9 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	549 W ROSE AVE
City	ADDISON
State	IL
Zip	60101-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	A P ROSS PIONEER PARK UNIT 2
Legal Subdivision	A P ROSS PIONEER PARK
Legal Lot Number	24
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2005
Census Tract	846603

Owner

549 W Rose Ave is owned and occupied by an individual who acquired it in December 1997.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	549 W ROSE AVE, ADDISON, IL 60101-3431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 28, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 10, 1997
Transfer Doc	0000045066
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	549 W ROSE AVE, ADDISON, IL 60101-3431
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 W ROSE AVE, ADDISON, IL 60101-3431

Mortgage

Document Number	0000047008
Date	May 11, 2022
Instrument	R2022-047008

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	549 W ROSE AVE, ADDISON, IL 60101-3431
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 W ROSE AVE, ADDISON, IL 60101-3431

Mortgage

Document Number	0000118432
Date	Dec 28, 2018
Instrument	R2018-118432

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.44%
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	549 W ROSE AVE, ADDISON, IL 60101-3431
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115026
Date	Dec 14, 2018
Instrument	R2018-115026

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 12, 2033

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 549 W Rose Ave was $6,282 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Addison Village
County	DuPage County
County Subdivision	Addison Township
Elementary School District	Addison School District 4 (PK - 08)
Secondary School District	DuPage High School District 88 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,282.00	$109,592 Land $40,682 Building $68,910	$328,776 Land $122,046 Building $206,730
2022	$5,649.00 Homeowner's exemption Senior Citizen's exemption	$87,710 Land $32,540 Building $55,170	$263,130 Land $97,620 Building $165,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 W Rose Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1978–2013)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2010 · 2 claims Severe Storms & Flooding, Aug 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 549 W Rose Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADDISON serves 38,017 people · EPA ID IL0430050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jan 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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