549 W Nickajack Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 549 W Nickajack Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,305 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Aug 2018)
Tax Bill	$3,316 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4600360A1`

Property Details

APN / Parcel Number

Primary APN	`4600360A1`
Alternative APN	`21698`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,305 sqft Heated Area
1st Floor Area	1,844 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	558 sqft
Porch	Open Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21698
Street Address	549 W NICKAJACK RD
City	RINGGOLD
State	GA
Zip	30736-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DEAN & DUKE SURVEY
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2001
Census Tract	30304

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	156 MCAFEE RD, ROSSVILLE, GA 30741-5510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage SIMPLYBANK
Nov 22, 2019	Deed of Trust, Mortgage MOVEMENT MTG
Aug 30, 2018	Warranty Deed, Transfer ATLANTIC CAP BK
Aug 30, 2018	Quit Claim Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC
Aug 30, 2018	Quit Claim Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	0001951505
Deed Book / Page	1951 / 505
Last Transfer Date	Aug 30, 2018
Transfer Doc	0019510505
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	549 W NICKAJACK RD, RINGGOLD, GA 30736-7815
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 W NICKAJACK RD, RINGGOLD, GA 30736-7815

Mortgage

Document Number	0022130000000597
Date	Apr 11, 2022
Book Page	0000002213/0000000597
Instrument	003063

Lender

Name	SIMPLYBANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	549 W NICKAJACK RD, RINGGOLD, GA 30736-7815
Document Number	0020220280
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 W NICKAJACK RD RINGGOLD GA 307367815, RINGGOLD, GA 30736-7815

Mortgage

Document Number	0020220280
Date	Dec 2, 2019
Book Page	002022/000280
Instrument	8279

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 30, 2018
Property Address	549 W NICKAJACK RD, RINGGOLD, GA 30736-7815
Document Number	0019510505
Book / Page	001951 / 000505
Instrument Date	Aug 27, 2018
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	549 W NICKAJACK RD RINGGOLD GA 30736, RINGGOLD, GA 30736

Mortgage

Document Number	19510507
Date	Aug 30, 2018
Book Page	001951/000507

Lender

Name	ATLANTIC CAP BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 30, 2018
Property Address	549 W NICKAJACK RD, RINGGOLD, GA 30736-7815
Document Number	0019510501
Book / Page	001951 / 000501
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 30, 2018
Property Address	549 W NICKAJACK RD, RINGGOLD, GA 30736-7815
Document Number	0019510503
Book / Page	001951 / 000503
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,316.00 (+11.8%) Homeowner's exemption	$198,549 (+47.59%) Land $25,457 Building $173,092	$496,371 (+47.59%) Land $63,642 Building $432,729
2023	$2,966.00 (+22.97%) Homeowner's exemption	$134,524 Land $9,705 Building $124,819	$336,311 Land $24,263 Building $312,048
2022	$2,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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