549 W Main St, Florence, CO 81226 Property Records

Fremont County property record for 549 W Main St, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 1900
Lot Size	0.099 acres (4,322 sqft)
Owner	2 Individual Names on File
Last Sale	$322,000 (Jul 2026)
Tax Bill	$835 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`R020776`

Property Details

APN / Parcel Number

Primary APN	`R020776`
Alternative APN	`61003450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area
1st Floor Area	1,867 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	4,322 sqft (0.099 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020776
Street Address	549 W MAIN ST
City	FLORENCE
State	CO
Zip	81226-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK H UNITED OIL COS WEST END SUB EXC 1/2 INT IN W WALL OF BLDG & RIGHT OF INGRESS & EGRESS OF ELY SIDE OF BLDG THEREON TR IN NW COR OF LOT BLK H UNITED OIL COS WEST END SUB 11 FT 8 IN X 70 FT 4 IN
Legal Subdivision	UNITED OIL COS WEST END SUB
Legal Tract	1N
Legal Block	H
Legal Lot Number	2
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3018
Census Tract	978200

Owner

549 W Main St is owned by two individuals who bought it in July 2026.

Source: Fremont County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6971 ASHLEY CT, PARKER, CO 80134-6389
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Special Warranty Deed, Transfer · Conventional Mortgage SUNFLOWER BANK
Jun 23, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Deed Document Number	20261057084
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jul 9, 2026
Property Address	549 W MAIN ST, FLORENCE, CO 81226-1338
Document Number	0001057084
Instrument Date	Jul 7, 2026
Instrument	20261057084
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,252.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6971 ASHLEY CT, PARKER, CO 80134-6389

Mortgage

Document Number	0001057085,
Date	Jul 9, 2026
Instrument	20261057085

Lender

Name	SUNFLOWER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 23, 2021
Property Address	549 W MAIN ST, FLORENCE, CO 81226-1338
Document Number	0001003032
Instrument Date	Jun 22, 2021
Instrument	1003032
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$4.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 W MAIN ST, FLORENCE, CO 81226-1338
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 549 W Main St was $835, up 46.2% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$835.00 (+46.23%)	$10,540 (-2.91%)	$168,644
2024	$571.00 (+1.6%)	$10,856 (+51.41%)
2023	$562.00	$7,170	$162,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 549 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 W Main St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Visionary Broadband.

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