549 W 5th St, Flora, IL 62839 Property Records

Clay County property record for 549 W 5th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 784 sqft · built 1904
Lot Size	0.174 acres (7,602 sqft)
Owner	Company Name on File
Last Sale	$2,500 (Feb 2019)
Tax Bill	$151 (2025)
Deeds & Mortgages	Mar 2024 Sale Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-26-223-001`

Property Details

APN / Parcel Number

Primary APN	`10-26-223-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,602 sqft (0.174 acres)
Porch	Slab
Porch Area	72 sqft

Location & Zoning

Street Address	549 W 5TH ST
City	FLORA
State	IL
Zip	62839-1104
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	JOSEPH S PEAK ADDN LOT 9
Legal Subdivision	JOSEPH S PEAK ADD
Legal Lot Number	9
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1041
Census Tract	972100

Owner

549 W 5th St, a residential property, is owned by a company that acquired it in November 2023.

Source: Clay County records, as of October 15, 2026

Owner of Record	Company Name on File
Mailing Address	400 PRESLEY AVE, FLORA, IL 62839-1226
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 19, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on File
Deed Sale	Feb 19, 2019 · Amount on File
Deed Document Number	20196094
Last Transfer Date	Nov 6, 2023
Transfer Doc	0000208326
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Mar 14, 2024
Property Address	549 W 5TH ST, FLORA, IL 62839-1104
Document Number	0000209100
Instrument Date	Feb 21, 2024
Instrument	209100
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 PRESLEY AVE, FLORA, IL 62839-1226

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Feb 19, 2019
Property Address	549 W 5TH ST, FLORA, IL 62839-1104
Document Number	D196094
Instrument Date	Feb 19, 2019
Instrument	D196094
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$3.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 W 5TH ST, FLORA, IL 62839-1104

Tax Assessment & Valuation

The 2025 property tax bill for 549 W 5th St was $151, up 4.9% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$151.00 (+4.86%)	$1,980 Land $1,980	$5,940 Land $5,940
2024	$144.00
2022	$382.00 (+9.46%)	$4,014 Land $1,501 Building $2,513	$12,042 Land $4,503 Building $7,539
2021	$349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 W 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 549 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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