549 W 4th St, Flora, IL 62839 Property Records

Clay County property record for 549 W 4th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1.5 ba · 888 sqft · built 1903
Lot Size	0.179 acres (7,835 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Aug 2015)
Tax Bill	$825 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-26-407-001`

Property Details

APN / Parcel Number

Primary APN	`10-26-407-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	888 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,835 sqft (0.179 acres)
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	549 W 4TH ST
City	FLORA
State	IL
Zip	62839-1256
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	M H PRESLEY'S 2ND ADDN BLOCK 3 N/2 LOT 9
Legal Subdivision	M H PRESLEYS 2ND ADD
Legal Block	3
Legal Lot Number	9
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1043
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	549 W 4TH ST, FLORA, IL 62839-1256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 21, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2015 · Amount on Record
Deed Sale	Aug 21, 2015 · Amount on Record
Deed Document Number	2015186820
Last Transfer Date	Sep 10, 2026
Transfer Doc	0000001628
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Sep 10, 2026
Property Address	549 W 4TH ST, FLORA, IL 62839-1256
Document Number	0000001628
Instrument Date	Sep 10, 2026
Instrument	20261628
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 W 4TH ST, FLORA, IL 62839-1256

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Jun 21, 2018
Property Address	549 W 4TH ST, FLORA, IL 62839-1256
Document Number	D194451
Instrument Date	Jun 8, 2018
Instrument	D194451
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 W 4TH ST, FLORA, IL 62839-1256

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 (+12.09%) Homeowner's exemption	$16,776 (+11.45%) Land $2,772 Building $14,004	$50,328 (+11.45%) Land $8,316 Building $42,012
2024	$736.00 (+15.36%)	$15,052 (+18.5%) Land $2,487 Building $12,565	$45,156 (+18.5%) Land $7,461 Building $37,695
2022	$638.00 (+11.15%) Homeowner's exemption	$12,702 Land $2,091 Building $10,611	$38,106 Land $6,273 Building $31,833
2021	$574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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