DuPage County property record for 549 W 3rd St, Elmhurst, IL 60126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,851 sqft · built 2007 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Aug 2026) |
| Tax Bill | $14,922 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-205-010 |
| Primary APN | 06-03-205-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,851 sqft Living Area |
| Gross Area | 4,183 sqft |
| 1st Floor Area | 1,332 sqft |
| 2nd Floor Area | 1,519 sqft |
| Basement Area | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 12.6 ft deep x 5 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 549 W 3RD ST |
|---|---|
| City | ELMHURST |
| State | IL |
| Zip | 60126-2550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | GRAUES WOODS SUB W 50 FT OF E 167 FT |
| Legal Subdivision | GRAUES WOODS SUB |
| Legal Lot Number | 19 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 843000 |
549 W 3rd St is owned and occupied by two individuals who bought it in August 2026.
Source: DuPage County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1255 S STATE ST, 1603, CHICAGO, IL 60605-3581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 4, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | Oct 20, 2011 · Amount on File |
| Deed Document Number | 202655926 |
| Prior Transfer Date | May 16, 2007 |
| Prior Transfer Doc | 0000096667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Aug 14, 2026 |
| Property Address | 549 W 3RD ST, ELMHURST, IL 60126-2550 |
| Document Number | 0000055926 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202655926 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1255 S STATE ST, 1603, CHICAGO, IL 60605-3581 |
| Document Number | 0000055927, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 202655927 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 549 W 3RD ST, ELMHURST, IL 60126-2550 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 549 W 3RD ST, ELMHURST, IL 60126-2550 |
| Document Number | 0000013724 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | R2026-013724 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 549 W 3rd St was $14,922 with a homeowner's exemption, up 3.8% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Elmhurst City |
| Unified School District | Elmhurst School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,922.00 (+3.83%) Homeowner's exemption | $265,832 (+7.86%) Land $31,142 Building $234,690 | $797,496 (+7.86%) Land $93,426 Building $704,070 |
| 2024 | $14,371.00 | $246,461 Land $28,873 Building $217,588 | $739,383 Land $86,619 Building $652,764 |
| 2022 | $12,921.00 Homeowner's exemption | $219,090 Land $25,680 Building $193,410 | $657,270 Land $77,040 Building $580,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 549 W 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 33 (1979–2013) |
| Claims Outside the SFHA | 2 of 33 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 549 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMHURST serves 45,000 people · EPA ID IL0430350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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