549 Valley View Rd, Baltimore (Towson), MD 21286 Property Records

Baltimore County property record for 549 Valley View Rd, Baltimore, MD 21286

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,010 sqft · built 1954
Lot Size0.758 acres (33,000 sqft)
Owner2 Individual Names on Record
Last Sale$487,000 (Jan 2018)
Tax Bill$7,835 (2024)
Deeds & MortgagesMar 2026 Mortgage
Feb 2018 Line of Credit
+ 4 more
APN09-0918353970

Property Details

APN / Parcel Number

Primary APN09-0918353970
Alternative APNs
  • 90918353970
  • 0918353970

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,010 sqft Living Area
Gross Area2,451 sqft
1st Floor Area1,594 sqft
Basement Area416 sqft
Finished Basement416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialStone
Construction TypeStone
Roof MaterialComposition Shingle
Lot Area33,000 sqft (0.758 acres)
Lot Dimensions258 ft deep x 125 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area189 sqft
Patio Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0918353970
Street Address549 VALLEY VIEW RD
CityBALTIMORE
StateMD
Zip21286-1337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMPTON VILLAGE
Legal SubdivisionHAMPTON VILLAGE
Legal Block3
Legal Lot Number26
JurisdictionBALTIMORE MD
Township / Civil Division9
Census Block Group3
Census Block3013
Census Tract490100

Owner

Source: Baltimore County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address549 VALLEY VIEW RD, BALTIMORE, MD 21286-1337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2026Deed of Trust, Mortgage · Closed-End Mortgage
NEWREZ LLC
Feb 28, 2018Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Jun 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES
Oct 28, 2020Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Jan 11, 2018Deed, Transfer · ARM
RESIDENTIAL MORTGAGE SERVICES
Mar 22, 2017Grant Deed, Transfer
NEW CASTLE TITLE COMPANY, NEW CASTLE TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2018 · Amount on Record
Deed SaleJan 11, 2018 · Amount on Record
Prior SaleMar 21, 2017 · Amount on Record
Deed Book / Page39836 / 157
Prior Transfer DateApr 22, 2010
Prior Transfer Doc0293930046
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address549 VALLEY VIEW RD, BALTIMORE, MD 21286-1337
Transaction TypeMortgage
Record UpdatedMar 26, 2026
Title CompanyAVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 VALLEY VIEW RD, BALTIMORE, MD 21286-1337

Mortgage

Document Number0510970180
DateMar 13, 2026
Book Page51097/180
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2046

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address549 VALLEY VIEW RD, BALTIMORE, MD 21286-1337
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0399870380
DateFeb 28, 2018
Book Page0039987/380
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address549 VALLEY VIEW RD, BALTIMORE, MD 21286-1337
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyR & P SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0429500351
DateJun 9, 2020
Book Page42950/351
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address549 VALLEY VIEW RD, BALTIMORE, MD 21286-1337
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0435510493
DateOct 28, 2020
Book Page43551/493
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJan 11, 2018
Property Address549 VALLEY VIEW RD, BALTIMORE, MD 21286-1337
Document Number0398360157
Book / Page0039836 / 157
Map ReferenceMB GLB 18 FO59
Instrument DateNov 29, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyNEWCASTLE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressBALTIMORE, MD 21286

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 VALLEY VIEW RD, TOWSON, MD 21286-1337

Mortgage

Document Number0039836163
DateJan 11, 2018
Instrument0039836/163
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term359 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateDec 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateMar 22, 2017
Property Address549 VALLEY VIEW RD, BALTIMORE, MD 21286-1337
Document Number0387560487
Book / Page038756 / 000487
Instrument DateMar 10, 2017
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyNEW CASTLE TITLE COMPANY, NEW CASTLE TITLE CO

Transaction

AmountAmount Recorded
Tax$320.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3160 LAWNDALE RD FINKSBURG MD 210481565, FINKSBURG, MD 21048-1565

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$505,100 (+12.09%) Land $182,000 Building $323,100$505,100 (-) Land $182,000 Building $323,100
2024$7,835.00 (+113.14%)
2023$3,676.00 Homeowner's exemption$450,633$505,100 Land $182,000 Building $323,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1984–2016)
Claims Outside the SFHA2 of 3
Most Recent ClaimDec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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