St. Clair County property record for 549 Valley Dr, Steele, AL 35987
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,026 sqft · built 2001 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Oct 2008) |
| Tax Bill | $735 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-07-26-0-002-005.002 |
| Primary APN | 02-07-26-0-002-005.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,026 sqft Heated Area |
| 1st Floor Area | 2,026 sqft |
| Upper Floors Area | 173 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 126,324 sqft (2.9 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 549 VALLEY DR |
|---|---|
| City | STEELE |
| State | AL |
| Zip | 35987-2132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SE COR SW/4 SW/4 TH W 527.34' NE 221.26' NE 240.66' SE ALG R/W 228.42' SE 120' S 175' SE 87' TO POB 26-12-4 |
| Legal Range | 04E |
| Legal Township | 12S |
| Legal Section | 26 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | ASHVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 40402 |
Source: St. Clair County records · APN 02-07-26-0-002-005.002
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 549 VALLEY DR, STEELE, AL 35987-2132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 11, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2008 · Amount on Record |
| Deed Sale | Oct 30, 2008 · Amount on Record |
| Deed Book / Page | 2008 / 12749 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 549 VALLEY DR, STEELE, AL 35987-2132 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006314 |
|---|---|
| Date | Mar 02, 2023 |
| Book Page | MTG 2023/6314 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 549 VALLEY DR, STEELE, AL 35987-2132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000067818 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | MTG 2020/67818 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 141 Months |
| Due | Sep 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 549 VALLEY DR, STEELE, AL 35987-2132 |
| Document Number | 0000026360 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 549 VALLEY DR STEELE AL 359872132, STEELE, AL 35987-2132 |
| Document Number | 0000026360 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 26360 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 21, 2034 |
Source: St. Clair County records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Steele Town |
| Unified School District | St. Clair County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $735.00 (+22.7%) | $21,760 (-49.99%) | $217,560 (-) |
| 2023 | $43,512 Land $4,920 Building $38,592 | $217,560 Land $24,600 Building $192,960 | |
| 2022 | $599.00 |
Source: FEMA National Flood Hazard Layer as of August 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 62% of the US · above 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 16 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STEELE WATER WORKS BOARD serves 1,743 people |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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