549 Union St, New Bedford, MA 02740 Property Records

Bristol County and New Bedford City property record for 549 Union St, New Bedford, MA 02740

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,206 sqft · built 1896
Lot Size0.042 acres (1,816 sqft)
OwnerIndividual Name on File
Last Sale$99,000 (Apr 2014)
Tax Bill$3,497 (2025)
Deeds & MortgagesJun 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNNEWB M:0050 L:0291

Property Details

APN / Parcel Number

Primary APNNEWB M:0050 L:0291
Alternative APNs
  • NWBF M:0050 L:0291
  • 9736

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,206 sqft Living Area
Gross Area2,269 sqft
Basement Area743 sqft
Unfinished Basement743 sqft

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,816 sqft (0.042 acres)

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelOil

Location & Zoning

Account Number9736
Street Address549 UNION ST
CityNEW BEDFORD
StateMA
Zip02740-3545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number291
JurisdictionNEW BEDFORD MA
Township / Civil DivisionNEW BEDFORD
Census Block Group3
Census Block3000
Census Tract651600

Owner

549 Union St is owned and occupied by an individual who bought it in April 2014.

Source: Bristol County and New Bedford City records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address549 UNION ST, NEW BEDFORD, MA 02740-3545
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2014 · Amount on File
Deed SaleApr 29, 2014 · Amount on File
Deed Book / Page11062 / 108
Record UpdatedSep 20, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW BEDFORD MA
Property Address549 UNION ST, NEW BEDFORD, MA 02740-3545
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number015024-320
DateJun 27, 2024
Book Page15024/320
Instrument10916
Lender
NameST ANNE CU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term181 Months
DueJul 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 549 Union St was $3,497, up 4.2% from the year before.

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
MunicipalityNew Bedford City
Unified School DistrictNew Bedford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,497.00 (+4.23%)$309,200 (+10.59%) Land $107,300 Building $201,900$362,900 (+31.5%)
2024$3,355.00 (-3.59%)$279,600 (+14.83%) Land $107,300 Building $172,300$275,975
2023$3,480.00$243,500 Land $93,900 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 549 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BEDFORD DPI
serves 101,079 people · EPA ID MA4201000
Water SourceSurface water
Last State InspectionApr 2023
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Union St

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