Adams County property record for 549 Tract Rd, Fairfield, PA 17320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,568 sqft · built 1970 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jul 2009) |
| Tax Bill | $3,790 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25 C16-0038A-000 |
| Primary APN | 25 C16-0038A-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,568 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Street Address | 549 TRACT RD |
|---|---|
| City | FAIRFIELD |
| State | PA |
| Zip | 17320-9120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Jurisdiction | ADAMS PA |
| Township / Civil Division | LIBERTY |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 31600 |
549 Tract Rd is owned and occupied by two individuals who acquired it in December 2017.
Source: Adams County records, as of April 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 549 TRACT RD, FAIRFIELD, PA 17320-9120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage PATRIOT FCU |
| Dec 27, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage MCS MORTGAGE BANKERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2009 · Amount on File |
| Deed Sale | Jul 17, 2009 · Amount on File |
| Deed Document Number | 20095392_00761 |
| Deed Book / Page | 5392 / 761 |
| Last Transfer Date | Dec 15, 2017 |
| Transfer Doc | 6337/421 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 549 TRACT RD, FAIRFIELD, PA 17320-9120 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 006806/589 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 6806/589 |
| Name | PATRIOT FCU |
|---|---|
| Type | Credit Union |
| Address | CHAMBERSBURG, PA 17201 |
| Amount | Amount on Record |
|---|---|
| Term | 118 Months |
| Due | Apr 25, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Dec 27, 2017 |
| Property Address | 549 TRACT RD, FAIRFIELD, PA 17320-9120 |
| Document Number | 6337/421 |
| Book / Page | 6337 / 421 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 TRACT RD, FAIRFIELD, PA 17320-9120 |
| Document Number | 6337/425 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 6337/425 |
| Name | MCS MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PATCHOGUE, NY 11772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 549 Tract Rd was $3,790.
Source: Adams County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Adams County |
| County Subdivision | Liberty Township |
| Unified School District | Fairfield Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,790.00 | $195,000 Land $37,600 Building $157,400 | |
| 2024 | $3,428.00 (+2.6%) | $195,000 (-) Land $37,600 Building $157,400 | |
| 2023 | $3,341.00 | $195,000 Land $37,600 Building $157,400 | |
| 2010 | $195,000 Land $37,600 Building $157,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 549 Tract Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 549 Tract Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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