549 Thrashers Creek Rd, Amherst, VA 24521 Property Records

Amherst County property record for 549 Thrashers Creek Rd, Amherst, VA 24521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,821 sqft · built 2003
Lot Size	14.3 acres (627,003 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Mar 2026)
Tax Bill	$3,582 (2026)
Deeds & Mortgages	Sep 2008 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37 A 10A`

Property Details

APN / Parcel Number

Primary APN	`37 A 10A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,821 sqft Living Area
1st Floor Area	1,821 sqft
Attic	Attic
Attic Area	242 sqft
Basement Area	1,366 sqft
Unfinished Basement	1,366 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Architectural Style	Bungalow
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	627,003 sqft (14.3 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	844 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	549 THRASHERS CREEK RD
City	AMHERST
State	VA
Zip	24521-3888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	OFF RT 617 THRASHERS CR ROAD PARCEL B1 37 A 10A
Jurisdiction	AMHERST VA
Township / Civil Division	2
Census Block Group	3
Census Block	3038
Census Tract	10100

Owner

Source: Amherst County records · APN 37 A 10A

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	549 THRASHERS CREEK RD, AMHERST, VA 24521-3888
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2008	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Mar 20, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 29, 2018	Warranty Deed, Transfer · VA Mortgage SUMMIT MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Sep 12, 2024 · Amount on Record
Deed Document Number	2026811
Prior Transfer Date	Sep 16, 2024
Prior Transfer Doc	0000002607
Record Updated	Sep 20, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	549 THRASHERS CREEK RD, AMHERST, VA 24521-3888
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001122/422
Date	Sep 08, 2008
Book Page	1122/422
Instrument	000183790013

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	LYNCHBURG, VA 24504

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	AMHERST VA
Recording Date	Mar 20, 2026
Property Address	549 THRASHERS CREEK RD, AMHERST, VA 24521-3888
Document Number	0260000811
Map Reference	CAB 2 PG 387
Instrument Date	Mar 19, 2026
Instrument	260000811
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	549 THRASHERS CREEK RD, AMHERST, VA 24521-3888

Mortgage

Document Number	0260000812
Date	Mar 20, 2026
Instrument	260000812

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Mar 29, 2018
Property Address	549 THRASHERS CREEK RD, AMHERST, VA 24521-3888
Document Number	0180000838
Instrument Date	Mar 27, 2018
Instrument	180000838
Transaction Type	Transfer
Record Updated	Sep 06, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 THRASHERS CREEK RD, AMHERST, VA 24521-3888

Mortgage

Document Number	0180000839
Date	Mar 29, 2018
Instrument	180000839

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,582.00 (+79.01%)	$328,100 (-) Land $62,700 Building $265,400	$639,700 (+94.97%) Land $75,200 Building $564,500
2025	$2,001.00
2024		$328,100 (-) Land $62,700 Building $265,400	$328,100 (-) Land $62,700 Building $265,400
2023	$2,001.00	$328,100 Land $62,700 Building $265,400	$328,100 Land $62,700 Building $265,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Amherst County (51009C), as of February 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510090101003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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