549 Summit Dr, Richardson, TX 75081 Property Records

Dallas County property record for 549 Summit Dr, Richardson, TX 75081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,171 sqft · built 1964
Lot Size	0.255 acres (11,120 sqft)
Owner	Individual Name on Record
Last Sale	$361,971 (Aug 2025)
Tax Bill	$8,940 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-09350-014-013-0000`

Property Details

APN / Parcel Number

Primary APN	`42-09350-014-013-0000`
Alternative APN	`420935001401300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,171 sqft Living Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,120 sqft (0.255 acres)
Lot Dimensions	135 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	420935001401300
Street Address	549 SUMMIT DR
City	RICHARDSON
State	TX
Zip	75081-5134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z272
Legal Description	HIGHLAND ESTATES 2 BLK N LT 13 INT202500179860 DD08262025 CO-DC 0935001401300 3CR09350014
Legal Subdivision	HIGHLAND ESTATES 2
Legal Tract	9350
Legal Block	N
Legal Lot Number	13
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1000
Census Tract	19040

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	549 SUMMIT DR, RICHARDSON, TX 75081-5134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Vendor's Lien, Transfer · FHA Mortgage SFMC LP
Jan 12, 2021	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 22, 2019	Deed of Trust, Mortgage VERITY MTG
May 21, 2018	Warranty Deed, Transfer · VA Mortgage VERITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	2025179860
Prior Transfer Date	Jan 8, 2021
Prior Transfer Doc	0000009882
Record Updated	Sep 20, 2026

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 28, 2025
Property Address	549 SUMMIT DR, RICHARDSON, TX 75081-5134
Document Number	0000179860
Map Reference	VOL 39 PG 29
Instrument Date	Aug 26, 2025
Instrument	202500179860
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2806 KNIGHTSBRIDGE LN, GARLAND, TX 75043-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 SUMMIT DR, RICHARDSON, TX 75081-5134

Mortgage

Document Number	0000179861
Date	Aug 28, 2025
Instrument	202500179861

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Jan 12, 2021
Property Address	549 SUMMIT DR, RICHARDSON, TX 75081-5134
Document Number	202100009882
Map Reference	VOL 39 PG 29
Instrument Date	Jan 8, 2021
Instrument	202100009882
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 SUMMIT DR, RICHARDSON, TX 75081-5134

Mortgage

Document Number	202100009883
Date	Jan 12, 2021
Instrument	202100009883

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	549 SUMMIT DR, RICHARDSON, TX 75081-5134
Document Number	0000194734
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 SUMMIT DR RICHARDSON TX 750815134, RICHARDSON, TX 75081-5134

Mortgage

Document Number	0000194734
Date	Jul 26, 2019
Instrument	194734

Lender

Name	VERITY MTG
Address	NEW ORLEANS, LA 70163

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	May 21, 2018
Property Address	549 SUMMIT DR, RICHARDSON, TX 75081-5134
Document Number	0000134388
Instrument Date	May 18, 2018
Instrument	134388
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 SUMMIT DR RICHARDSON TX 750815134, RICHARDSON, TX 75081-5134

Mortgage

Document Number	134389
Date	May 21, 2018
Instrument	134389

Lender

Name	VERITY MTG
Address	NEW ORLEANS, LA 70163

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,860 (-) Land $150,000 Building $259,860	$409,860 (-) Land $150,000 Building $259,860
2025	$8,940.00 (+0.04%) Additional exemption filed	$409,860 (+9.21%) Land $150,000 Building $259,860	$409,860 (+9.21%) Land $150,000 Building $259,860
2024	$8,936.00 (+5.86%)
2023	$8,441.00 (-8.39%)	$375,290 Land $95,000 Building $280,290	$375,290 Land $95,000 Building $280,290
2022	$9,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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