549 Steve St, Carthage, MO 64836 Property Records

Jasper County property record for 549 Steve St, Carthage, MO 64836

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1986
Lot Size	0.221 acres (9,670 sqft)
Owner	Individual Name on File
Tax Bill	$860 (2024)
Deeds & Mortgages	Sep 2020 Refinance May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-253773-0000`

Property Details

APN / Parcel Number

Primary APN	`03-253773-0000`
Alternative APNs	`14-5.0-16-10-10-8.0` `14501610010008000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,670 sqft (0.221 acres)
Lot Dimensions	114 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	03-253773-0000
Street Address	549 STEVE ST
City	CARTHAGE
State	MO
Zip	64836-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN ACRES LOT 51 & VAC ALLEY
Legal Range	31
Legal Township	28
Legal Section	16
Legal Subdivision	SOUTHERN ACRES
Legal Lot Number	51
Jurisdiction	JASPER MO
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1060
Census Tract	11800

Owner

549 Steve St is owned and occupied by an individual.

Source: Jasper County records, as of January 14, 2026

Owner of Record	Individual Name on File
Mailing Address	549 STEVE ST, CARTHAGE, MO 64836-3665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHWEST MISSOURI BANK
May 29, 2019	Deed of Trust, Mortgage ROYAL UNITED MTG
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit SOUTHWEST MO BK
Aug 2, 2017	Deed of Trust, Mortgage · Line of Credit SOUTHWEST MO BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JASPER MO
Property Address	549 STEVE ST, CARTHAGE, MO 64836-3665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013708
Date	Sep 8, 2020
Book Page	2556/53
Instrument	2020013708

Lender

Name	SOUTHWEST MISSOURI BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JASPER MO
Property Address	549 STEVE ST, CARTHAGE, MO 64836-3665
Document Number	0000009493
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 STEVE ST CARTHAGE MO 648363665, CARTHAGE, MO 64836-3665

Mortgage

Document Number	0000009493
Date	Jul 19, 2019
Book Page	002508/000437
Instrument	9493

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 18, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JASPER MO
Property Address	549 STEVE ST, CARTHAGE, MO 64836-3665
Document Number	0000018094
Book / Page	002452 / 000455
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 STEVE ST CARTHAGE MO 648363665, CARTHAGE, MO 64836-3665

Mortgage

Document Number	0000018094
Date	Dec 5, 2017
Book Page	002452/000455
Instrument	18094

Lender

Name	SOUTHWEST MO BK
Type	Bank
Address	CARTHAGE, MO 64836

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JASPER MO
Property Address	549 STEVE ST, CARTHAGE, MO 64836-3665
Document Number	0000011937
Book / Page	002441 / 000012
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 STEVE ST CARTHAGE MO 648363665, CARTHAGE, MO 64836-3665

Mortgage

Document Number	0000011937
Date	Aug 8, 2017
Book Page	002441/000012
Instrument	11937

Lender

Name	SOUTHWEST MO BK
Type	Bank
Address	CARTHAGE, MO 64836

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jasper County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jasper County
Municipality	Carthage City
Unified School District	Carthage R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,720 Land $2,060 Building $14,660	$88,000 Land $10,850 Building $77,150
2024	$860.00 (+58.67%)
2023	$542.00	$15,430 Land $2,060 Building $13,370	$81,220 Land $10,850 Building $70,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 Steve St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Steve St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARTHAGE PWS serves 14,600 people · EPA ID MO5010142
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Carthage Water and Electric Plant Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

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