549 Sand Ridge Rd, Hubert, NC 28539 Property Records

Onslow County property record for 549 Sand Ridge Rd, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,057 sqft · built 1986
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (May 2021)
Tax Bill	$1,065 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1308E-79`

Property Details

APN / Parcel Number

Primary APN	`1308E-79`
Alternative APNs	`472896000` `035583`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,057 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	472896000
Street Address	549 SAND RIDGE RD
City	HUBERT
State	NC
Zip	28539-4362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L6 S1 CINNAMON CREEK
Legal Subdivision	CINNAMON CREEK SEC 1
Legal Lot Number	6
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2014
Census Tract	2803

Owner

549 Sand Ridge Rd is owned and occupied by an individual who bought it in May 2021.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	549 SAND RIDGE RD, HUBERT, NC 28539-4362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 22, 2021	Trustee's Deed, Foreclosure · Commercial Mortgage COASTAL BANK & TRUST
Apr 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Jan 22, 2021 · Amount on File
Deed Book / Page	5469 / 815
Prior Transfer Date	Dec 31, 2020
Prior Transfer Doc	0053670001
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 21, 2021
Property Address	549 SANDRIDGE RD, HUBERT, NC 28539-4362
Document Number	0054690815
Book / Page	5469 / 815
Map Reference	MB 24 PG 2 SL C-350
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12771, JACKSONVILLE, NC 28546-2771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 SANDRIDGE RD, HUBERT, NC 28539-4362
Investor	Possibly a Property Investor

Mortgage

Document Number	0005469820
Date	May 21, 2021
Instrument	5469/820

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 22, 2021
Property Address	549 SANDRIDGE RD, HUBERT, NC 28539-4362
Document Number	0053670001
Book / Page	5367 / 1
Map Reference	MB 24 PG 2
Instrument Date	Dec 31, 2020
Transaction Type	Foreclosure
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12771, JACKSONVILLE, NC 28546-2771

Mortgage

Document Number	0000053676
Date	Jan 22, 2021
Instrument	5367/6

Lender

Name	COASTAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 8, 2019
Property Address	549 SANDRIDGE RD, HUBERT, NC 28539-4362
Document Number	0049230151
Book / Page	004923 / 000151
Instrument Date	Mar 8, 2019
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2701 ROSE RIVER DR SE ROCHESTER MN 55904, ROCHESTER, MN 55904

Tax Assessment & Valuation

The 2026 property tax bill for 549 Sand Ridge Rd was $1,065.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,065.00	$240,286 (+47.77%) Land $60,000 Building $180,286	$240,286 (+47.77%) Land $60,000 Building $180,286
2025	$1,065.00	$162,610 Land $40,000 Building $122,610	$162,610 Land $40,000 Building $122,610
2023	$1,065.00	$162,610 (-) Land $40,000 Building $122,610	$162,610 (-) Land $40,000 Building $122,610
2022	$1,065.00	$162,610 Land $40,000 Building $122,610	$162,610 Land $40,000 Building $122,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 Sand Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Sand Ridge Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

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