Chesapeake City property record for 549 Saddlehorn Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,349 sqft · built 1974 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,000 (Jun 2000) |
| Tax Bill | $4,414 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| APN | 0641001000430 |
| Primary APN | 0641001000430 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,349 sqft Living Area |
| 1st Floor Area | 1,485 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,082 sqft (1.54 acres) |
| Lot Dimensions | 574 ft deep x 113 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 750 sqft |
| Patio Area | 288 sqft |
| Lean-To | 750 sqft |
| Quonset Hut | 750 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Street Address | 549 SADDLEHORN DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 43 NORTH LANDING FARMS SEC 1 1.54 AC |
| Legal Subdivision | NORTH LANDING FARMS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 21103 |
549 Saddlehorn Dr is owned and occupied by two individuals who bought it in June 2000.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 549 SADDLEHORN DR, CHESAPEAKE, VA 23322-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2000 · Amount on File |
| Deed Sale | Jun 27, 2000 · Amount on File |
| Deed Book / Page | 4099 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 549 SADDLEHORN DR, CHESAPEAKE, VA 23322-1302 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 09992/1138 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 9992/1138 |
| Instrument | 190005111 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 549 Saddlehorn Dr was $4,414.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,400 (+6.73%) Land $199,000 Building $267,400 | $466,400 (+6.73%) Land $199,000 Building $267,400 | |
| 2025 | $4,414.00 | $437,000 Land $176,400 Building $260,600 | $437,000 Land $176,400 Building $260,600 |
| 2023 | $406,900 (+6.71%) Land $165,400 Building $241,500 | $406,900 (+6.71%) Land $165,400 Building $241,500 | |
| 2022 | $381,300 Land $150,400 Building $230,900 | $381,300 Land $150,400 Building $230,900 | |
| 2019 | $3,025.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 549 Saddlehorn Dr; 20 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 549 Saddlehorn Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 90% of Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures