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549 S Sunshine Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 549 S Sunshine Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,692 sqft · built 1973
Lot Size0.239 acres (10,400 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Dec 2016)
Tax Bill$6,997 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN488-271-13-00

Property Details

APN / Parcel Number

Primary APN488-271-13-00
Alternative APN
  • 4882710700

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,692 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area10,400 sqft (0.239 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number4882710700
Street Address549 S SUNSHINE AVE
CityEL CAJON
StateCA
Zip92020-5124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionBLK 8 LOT 8 (EX ST WID)ALL OF LOT 7 & S 5 FT OF TR 000997
Legal SubdivisionSMITH & HUBBELLS ADD
Legal Tract000997
Legal Block8
Legal Lot Number8,7
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2013
Census Tract15802

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address549 S SUNSHINE AVE, EL CAJON, CA 92020-5124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2016 · Amount on Record
Deed SaleDec 22, 2016 · Amount on Record
Prior SaleOct 26, 2012 · Amount on Record
Deed Document Number2016703013
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address549 S SUNSHINE AVE, EL CAJON, CA 92020-5124
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE IE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000394847
DateSep 11, 2019
Instrument2019-0394847
Lender
NameROYAL PACIFIC FUNDING CORP
TypeFunding / Finance Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$569,375 (+2%) Land $188,134 Building $381,241
2025$6,997.00 (+2.49%) Homeowner's exemption$558,212 (+4.04%) Land $184,446 Building $373,766
2023$6,827.00 (+1.02%) Homeowner's exemption$536,538 Land $177,285 Building $359,253
2022$6,758.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980)
Most Recent ClaimFeb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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