549 S 5th St, Berthoud, CO 80513 Property Records

Larimer County property record for 549 S 5th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,139 sqft · built 2016
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on File
Last Sale	$418,256 (Feb 2017)
Tax Bill	$7,207 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94234-10-001`

Property Details

APN / Parcel Number

Primary APN	`94234-10-001`
Alternative APN	`R1659740`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,139 sqft Living Area
Gross Area	4,162 sqft
Basement Area	1,108 sqft
Finished Basement	795 sqft
Unfinished Basement	313 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,667 sqft (0.176 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1659740
Street Address	549 S 5TH ST
City	BERTHOUD
State	CO
Zip	80513-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 5, HERITAGE RIDGE SUB, BER (20150087953)
Legal Range	69W
Legal Township	4N
Legal Section	23
Legal Subdivision	HERITAGE RIDGE SUB
Legal Block	5
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4028
Census Tract	2700

Owner

549 S 5th St is owned and occupied by two individuals who acquired it in July 2020.

Source: Larimer County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	549 S 5TH ST, BERTHOUD, CO 80513-1444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2017 · Amount on File
Deed Sale	Feb 21, 2017 · Amount on File
Deed Document Number	201711565
Last Transfer Date	Jul 23, 2020
Transfer Doc	0000056585
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	549 S 5TH ST, BERTHOUD, CO 80513-1444
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053200
Date	Jun 1, 2021
Instrument	20210053200

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 28, 2020
Property Address	549 S 5TH ST, BERTHOUD, CO 80513-1444
Document Number	0000056585
Instrument Date	Jul 23, 2020
Instrument	56585
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 S 5TH ST BERTHOUD CO 805131444, BERTHOUD, CO 80513-1444

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 9, 2017
Property Address	549 S 5TH ST, BERTHOUD, CO 80513-1444
Document Number	0000075432
Instrument Date	Oct 27, 2017
Instrument	75432
Transaction Type	Transfer
Record Updated	Nov 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	549 S 5TH ST BERTHOUD CO 805131444, BERTHOUD, CO 80513-1444

Tax Assessment & Valuation

The 2025 property tax bill for 549 S 5th St was $7,207, up 1.8% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,207.00 (+1.84%)	$40,156 Land $10,056 Building $30,100	$642,500 Land $160,900 Building $481,600
2024	$7,077.00 (+2.11%)
2023	$6,931.00 (+23.22%)	$43,891 (+30.75%) Land $10,780 Building $33,111	$655,100 (+35.63%) Land $160,900 Building $494,200
2022	$5,625.00	$33,569 Land $7,993 Building $25,576	$483,000 Land $115,000 Building $368,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 549 S 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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