549 S 15th St, Reading, PA 19602 Property Records

Berks County property record for 549 S 15th St, Reading, PA 19602

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,708 sqft · built 1900
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Jan 2025)
Tax Bill$1,256 (2026)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5316-39-37-3431

Property Details

APN / Parcel Number

Primary APN5316-39-37-3431
Alternative APNs
  • 16-5316-39-37-3431
  • 16222150
  • 222150

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area1,708 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,742 sqft (0.04 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number16222150
Street Address549 S 15TH ST
CityREADING
StatePA
Zip19602-2111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block37
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1011
Census Tract2002

Owner

549 S 15th St is owned and occupied by two individuals who bought it in January 2025.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address549 S 15TH ST, READING, PA 19602-2111
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2025 · Amount on File
Deed SaleJan 31, 2025 · Amount on File
Prior SaleOct 17, 2023 · Amount on File
Deed Document Number20253140
Prior Transfer DateJul 20, 1994
Prior Transfer Doc2563001351
Record UpdatedOct 29, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateOct 17, 2023
Property Address549 S 15TH ST, READING, PA 19602-2111
Document Number0000030787
Instrument DateOct 3, 2023
Instrument2023030787
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyKEYSTONE TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,595.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address549 S 15TH ST, READING, PA 19602-2111
InvestorPossibly a Property Investor

Mortgage

Document Number0000030788
DateOct 17, 2023
Instrument2023030788
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 549 S 15th St was $1,256.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,256.00$44,500 Land $15,800 Building $28,700$15,800 Land $15,800
2024$1,178.00 (-39.43%)$44,500 (-) Land $15,800 Building $28,700
2023$1,945.00$44,500 Land $15,800 Building $28,700
1994$44,500 Land $15,800 Building $28,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 549 S 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 S 15th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,753 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Greenlight Networks.

Nearby Properties on S 15th St

Nearby Streets

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