549 S 1020 W, Orem, UT 84058 Property Records

Utah County property record for 549 S 1020 W, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,155 sqft · built 1971
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Aug 2019)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-175-0007`

Property Details

APN / Parcel Number

Primary APN	`49-175-0007`
Alternative APN	`073420`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,155 sqft Living Area
Gross Area	4,310 sqft
1st Floor Area	2,155 sqft
Basement Area	1,546 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1991
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Breezeway
Porch Area	432 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	073420
Street Address	549 S 1020 W
City	OREM
State	UT
Zip	84058-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, PLAT A, PHEASANT RIDGE SUB. AREA . 49 ACRE.
Legal Subdivision	RIDGE
Legal Lot Number	7
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2002
Census Tract	1105

Owner

549 S 1020 W is owned and occupied by two individuals who bought it in August 2019.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	549 S 1020 W, OREM, UT 84058-4909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 7, 2019	Warranty Deed, Transfer QUICKEN LNS
Aug 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on File
Deed Sale	Aug 7, 2019 · Amount on File
Deed Document Number	201974943
Prior Transfer Date	Aug 8, 2018
Prior Transfer Doc	0000078539
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Oct 13, 2026
Property Address	549 S 1020 W, OREM, UT 84058-4909
Document Number	0000083785
Instrument Date	Oct 6, 2026
Instrument	202683785
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 S 1020 W, OREM, UT 84058-4909

Mortgage

Document Number	0000083785,
Date	Oct 13, 2026
Instrument	202683785

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 3, 2041

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	549 S 1020 W, OREM, UT 84058-4909
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145508
Date	Aug 20, 2021
Instrument	145508:2021

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 7, 2019
Property Address	549 S 1020 W, OREM, UT 84058-4909
Document Number	0000074943
Instrument Date	Aug 6, 2019
Instrument	74943
Transaction Type	Transfer
Record Updated	Sep 3, 2019
Title Company	HIGHLAND TITLE SERVICES, HIGHLAND TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 S 1020 W OREM UT 840584909, OREM, UT 84058-4909

Mortgage

Document Number	74957
Date	Aug 7, 2019
Instrument	74957

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Aug 20, 2018
Property Address	549 S 1020 W, OREM, UT 84058-4909
Document Number	0000078539
Instrument Date	Aug 8, 2018
Instrument	78539
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	549 S 1020 W OREM UT 840584909, OREM, UT 84058-4909

Tax Assessment & Valuation

The 2025 property tax bill for 549 S 1020 W was $2,908.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,850 (-44.74%)	$667,000 (+0.47%) Land $266,800 Building $400,200
2025	$2,908.00	$663,900 Land $266,800 Building $397,100	$663,900 Land $266,800 Building $397,100
2024	$2,908.00 (+14.76%)
2023	$2,534.00 (+2.84%)	$333,135	$605,700 Land $254,100 Building $351,600
2022	$2,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 S 1020 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 549 S 1020 W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 2,000
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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