Richland County property record for 549 Rusting Oak Dr, Columbia, SC 29209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,878 sqft · built 2008 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,000 (Jul 2019) |
| Tax Bill | $1,235 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22009-11-08 |
| Primary APN | 22009-11-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,878 sqft Heated Area |
| Gross Area | 2,548 sqft |
| 1st Floor Area | 1,650 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 01986202 |
|---|---|
| Street Address | 549 RUSTING OAK DR |
| City | COLUMBIA |
| State | SC |
| Zip | 29209-4484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 96 56X142.5X56X142.5 #SU CHANDLER HALL PH2 #PR RB1379-2790 RB1529-1400 |
| Legal Subdivision | CHANDLER HALL |
| Legal Lot Number | 56,96 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | HORRELL HILL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11901 |
Source: Richland County records · APN 22009-11-08
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 549 RUSTING OAK DR, COLUMBIA, SC 29209-4484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 22, 2019 | Grant Deed, Transfer · Conventional with PMI GUILD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on Record |
| Deed Sale | Jul 22, 2019 · Amount on Record |
| Prior Sale | Jun 10, 2009 · Amount on Record |
| Deed Document Number | 201952278 |
| Deed Book / Page | 2412 / 1197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 549 RUSTING OAK DR, COLUMBIA, SC 29209-4484 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025962885 |
|---|---|
| Date | Mar 14, 2021 |
| Book Page | 2596/2885 |
| Instrument | 2021016158 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 22, 2019 |
| Property Address | 549 RUSTING OAK DR, COLUMBIA, SC 29209-4484 |
| Document Number | 2412/1197 |
| Book / Page | 002412 / 001197 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 52278 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $569.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 549 RUSTING OAK DR COLUMBIA SC 292094484, COLUMBIA, SC 29209-4484 |
| Document Number | 2412/1200 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 002412/001200 |
| Instrument | 52279 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,235.00 (-10.64%) Homeowner's exemption | $177,100 (+2,775%) | $220,900 (+43.44%) Land $29,700 Building $191,200 |
| 2023 | $1,382.00 (-69.09%) | $6,160 (-33.33%) | $154,000 (-) |
| 2021 | $4,471.00 | $9,240 | $154,000 Land $18,000 Building $136,000 |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 15 (2015–2022) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
Based on FCC filings for 457 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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