549 Rustic Ranch Ln, Lincoln, CA 95648 Property Records

Placer County property record for 549 Rustic Ranch Ln, Lincoln, CA 95648 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,854 sqft · built 2004
Lot Size0.189 acres (8,251 sqft)
OwnerCompany Name on File
Last Sale$475,000 (Jan 2015)
Tax Bill$5,953 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN338-100-042-000

Property Details

APN / Parcel Number

Primary APN338-100-042-000
Alternative APN
  • 338-100-042

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,854 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBungalow
Construction TypeFrame
Lot Area8,251 sqft (0.189 acres)
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number338-100-042
Street Address549 RUSTIC RANCH LN
CityLINCOLN
StateCA
Zip95648-8375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 117 SUN CITY LINCOLN HILLS VILLAGE 5A MOR Y-42
Legal SubdivisionSUN CITY LINCOLN HILLS
Legal Lot Number117
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1008
Census Tract23700

Owner

Source: Placer County records · APN 338-100-042-000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address549 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
LARRY & LINDA WITTRUP
Jan 27, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 2015 · Amount on Record
Deed SaleJan 22, 2015 · Amount on Record
Prior SaleFeb 18, 2004 · Amount on Record
Deed Document Number20154312
Last Transfer DateFeb 12, 2015
Transfer Doc0000012538
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address549 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016681
DateMar 14, 2018
Instrument2018-0016681
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address549 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Document Number0000048340
Instrument DateApr 29, 2020
Transaction TypeMortgage
Record UpdatedJun 08, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 RUSTIC RANCH LN LINCOLN CA 956488375, LINCOLN, CA 95648-8375

Mortgage

Document Number0000048340
DateMay 26, 2020
Instrument48340
Lender
NameLARRY & LINDA WITTRUP
Address1609 OAK HILL WAY, ROSEVILLE, CA 95661-4017
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address549 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Document Number0000008716
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanySPL INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 RUSTIC RANCH LN LINCOLN CA 956488375, LINCOLN, CA 95648-8375

Mortgage

Document Number0000008716
DateFeb 03, 2017
Instrument8716
Lender
NameBANK OF AMERICA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$582,286 (+2%) Land $159,360 Building $422,926
2025$5,953.00 (-2.86%) Homeowner's exemption$570,870 (+4.04%) Land $156,236 Building $414,634
2023$6,128.00 (+1.44%) Homeowner's exemption$548,704 Land $150,170 Building $398,534
2022$6,041.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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