Putnam County and Kent Town property record for 549 Rte 52, Carmel, NY 10512 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Cottage |
| Year Built | Built 2024 |
| Square Footage | 1,058 sqft Living Area |
| Lot Size | 20,473 sqft (0.47 acres) |
| Last Sale | $420,000 (2026) |
| Tax Bill | $4,888.00 (2024) |
| Primary APN | 372200 33.40-1-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,058 sqft Living Area |
| 1st Floor | 698 sqft 1st Floor |
| 2nd Floor | 360 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Cottage Style |
| Exterior Material | Wood Exterior |
| Lot Area | 20,473 sqft (0.47 acres) |
| Depth X Width | 140 ft x 143 ft Depth x Width |
| Patio Area | 120 sqft Patio |
| Porch | Open Porch |
| Porch Area | 145 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 078600 |
|---|---|
| Street Address | 549 ROUTE 52 |
| City | CARMEL |
| State | NY |
| Zip | 10512-6065 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 16.00 |
| Jurisdiction | PUTNAM NY |
| Minor Civil Division | KENT |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 10400 |
Source: Putnam County and Kent Town records · APN 372200 33.40-1-16
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8434 FLEET CT, 7A, MIDDLE VILLAGE, NY 11379-2409 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 18, 2025 | Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC SERIES 107151 |
| Mar 02, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage MID-ISLAND MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2026 · Amount on Record |
| Deed Sale | Mar 02, 2026 · Amount on Record |
| Prior Sale | Aug 13, 2024 · Amount on Record |
| Deed Doc Number | 20261537 |
| Deed Book / Page | 2434 / 318 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 549 ROUTE 52, CARMEL, NY 10512-6065 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 594 ROUTE 52, CARMEL, NY 10512-6060 |
| Investor | Possibly a Property Investor |
| Document Number | 0074670161 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 7467/161 |
| Instrument | 11175-2021 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 549 ROUTE 52, CARMEL, NY 10512-6065 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2600 SOUTH RD 44-284, 44, POUGHKEEPSIE, NY 12601-7004 |
| Document Number | 0080080166 |
|---|---|
| Date | Aug 18, 2025 |
| Book Page | 8008/166 |
| Instrument | 4753-2025 |
| Name | LOAN FUNDER LLC SERIES 107151 |
|---|---|
| Address | NEW YORK, NY 10022 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Mar 02, 2026 |
| Property Address | 549 ROUTE 52, CARMEL, NY 10512-6065 |
| Document Number | 0024340318 |
| Book / Page | 2434 / 318 |
| Map Reference | MAP 130KK |
| Instrument Date | Jul 30, 2024 |
| Instrument | 1537-2026 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 SOUTH RD # RD44-282, RD44-282, POUGHKEEPSIE, NY 12601-7003 |
| Name | Verified Name |
|---|---|
| Address | 8434 FLEET CT APT 7A, 7A, MIDDLE VILLAGE, NY 11379-2409 |
| Investor | Possibly a Property Investor |
| Document Number | 0008081249 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 8081/249 |
| Name | MID-ISLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $261,000 (+151.2%) Land $77,600 Building $183,400 | $261,000 (+72.83%) Land $77,600 Building $183,400 | |
| 2024 | $4,888.00 | $103,900 (-) Land $23,300 Building $80,600 | $151,017 (-) |
| 2023 | $103,900 (-) Land $23,300 Building $80,600 | $151,017 (+21.66%) Land $33,866 Building $117,151 | |
| 2022 | $103,900 Land $23,300 Building $80,600 | $124,134 Land $27,838 Building $96,296 |
549 Rte 52 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Putnam County (36079C), updated March 4, 2013
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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