Orange County property record for 549 Rominger Loop, Apopka, FL 32712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 3,273 sqft · built 2023 |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Mar 2024) |
| Tax Bill | $8,266 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-20-28-3465-00-340 |
| Primary APN | 20-20-28-3465-00-340 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,273 sqft Living Area |
| Gross Area | 4,258 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Porch | Porch |
| Porch Area | 152 sqft |
| Street Address | 549 ROMINGER LOOP |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32712-5758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU-ES-GT |
| Legal Description | HAMRICK ESTATES 106/144 LOT 34 |
| Legal Subdivision | HAMRICK ESTATES |
| Legal Lot Number | 34 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 17814 |
Source: Orange County records · APN 20-20-28-3465-00-340
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 549 ROMINGER LOOP, APOPKA, FL 32712-5758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 01, 2024 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK OF INDIANA |
| May 04, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Dec 05, 2022 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2024 · Amount on Record |
| Deed Sale | Mar 01, 2024 · Amount on Record |
| Prior Sale | May 04, 2023 · Amount on Record |
| Deed Document Number | 2024123798 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 549 ROMINGER LOOP, APOPKA, FL 32712-5758 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2024 |
| Name | Verified Name |
|---|---|
| Address | 984 MAYPOLE DR, APOPKA, FL 32703-8306 |
| Document Number | 0000123799 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | 20240123799 |
| Name | MERCHANTS BANK OF INDIANA |
|---|---|
| Type | Bank |
| Address | CARMEL, IN 46032 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 21, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 04, 2023 |
| Property Address | 549 ROMINGER LOOP, APOPKA, FL 32712-5758 |
| Document Number | 0000255175 |
| Map Reference | MB 106 PG 144&145 |
| Instrument Date | May 04, 2023 |
| Instrument | 20230255175 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2024 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,887.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 549 ROMINGER LOOP, APOPKA, FL 32712-5758 |
| Document Number | 0000255176 |
|---|---|
| Date | May 04, 2023 |
| Instrument | 20230255176 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 05, 2022 |
| Property Address | 549 ROMINGER LOOP, APOPKA, FL 32712-5758 |
| Document Number | 0000726968 |
| Map Reference | MB 106 PG 144&145 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 20220726968 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,548.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4000 PIPE DOWN CV, SANFORD, FL 32771-8434 |
| Name | Verified Name |
|---|---|
| Address | 4301 VINELAND RD # H-22, H-22, ORLANDO, FL 32811-7188 |
| Investor | Possibly a Property Investor |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,420 (-1.24%) Land $60,000 Building $449,420 | $509,420 (-1.24%) Land $60,000 Building $449,420 | |
| 2025 | $8,266.00 (+19.11%) Homeowner's exemption | $515,800 (+587.73%) Land $60,000 Building $455,800 | $515,800 (+587.73%) Land $60,000 Building $455,800 |
| 2024 | $6,940.00 (+475.93%) | ||
| 2023 | $1,205.00 (-4.89%) | $75,000 (-6.25%) Land $75,000 | $75,000 (-6.25%) Land $75,000 |
| 2022 | $1,267.00 | $80,000 Land $80,000 | $80,000 Land $80,000 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Metronet Holdings.
Based on FCC filings for 165 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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