Brevard County property record for 549 Rio Ln, Melbourne, FL 32903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,867 sqft · built 1979 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Apr 2007) |
| Tax Bill | $3,036 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-24-50-*-28 |
| Primary APN | 27-37-24-50-*-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,867 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 1,867 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 118 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 399 sqft |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2726272 |
|---|---|
| Street Address | 549 RIO LN |
| City | INDIALANTIC |
| State | FL |
| Zip | 32903-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | RIO-MAR LOT 28 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | RIO-MAR |
| Legal Lot Number | 28 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 66301 |
549 Rio Ln is owned and occupied by two individuals who acquired it in January 2024.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 549 RIO LN, INDIALANTIC, FL 32903-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 2, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2007 · Amount on File |
| Deed Sale | Apr 4, 2007 · Amount on File |
| Deed Document Number | 200787247 |
| Deed Book / Page | 5765 / 2749 |
| Last Transfer Date | Jan 1, 2024 |
| Transfer Doc | 0101092762 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 549 RIO LN, MELBOURNE, FL 32903-3707 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 549 RIO LN, INDIALANTIC, FL 32903-3707 |
| Document Number | 0096902014 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 9690/2014 |
| Instrument | 2023002102 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 549 RIO LN, MELBOURNE, FL 32903-3707 |
| Document Number | 0085841440 |
| Instrument Date | Nov 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 549 RIO LN INDIALANTIC FL 329033707, INDIALANTIC, FL 32903-3707 |
| Document Number | 0085841440 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 008584/001440 |
| Instrument | 244723 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
The 2025 property tax bill for 549 Rio Ln was $3,036 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,310 (+2.7%) | $458,770 (-3.9%) | |
| 2025 | $3,036.00 Homeowner's exemption | $206,730 | $477,400 Land $185,000 Building $292,400 |
| 2023 | $2,802.00 (+6.66%) Homeowner's exemption | $195,060 (-60.84%) | $499,290 (+0.23%) Land $190,000 Building $309,290 |
| 2022 | $2,627.00 | $498,160 Land $240,000 Building $258,160 | $498,160 Land $240,000 Building $258,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 549 Rio Ln in Zone X, an area of minimal flood risk, though there have been 79 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 302 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 653 units insured incl. 351 condo units |
| Nearby Flood Claims | 79 (1979–2017) |
| Claims Outside the SFHA | 62 of 79 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 549 Rio Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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