549 Prospect Pl, Cincinnati, OH 45229 Property Records

Hamilton County property record for 549 Prospect Pl, Cincinnati, OH 45229

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,016 sqft · built 1923
Lot Size	0.077 acres (3,354 sqft)
Owner	2 Individual Names on File
Last Sale	$18,000 (Nov 2008)
Tax Bill	$1,724 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-0008-0099-00`

Property Details

APN / Parcel Number

Primary APN	`107-0008-0099-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	3,120 sqft
1st Floor Area	1,176 sqft
2nd Floor Area	840 sqft
Basement Area	1,104 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,354 sqft (0.077 acres)
Lot Dimensions	90 ft deep x 38 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	549 PROSPECT PL
City	CINCINNATI
State	OH
Zip	45229-3145
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RMX
Legal Description	549 PROSPECT PL 38 X 90 IRR PT LOT 7 J A CORRY SUB PER SHFF
Legal Subdivision	CORRY SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4005
Census Tract	27000

Owner

Source: Hamilton County records · APN 107-0008-0099-00

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4528 CYCLE AVE, CINCINNATI, OH 45232
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2008 · Amount on Record
Deed Sale	Nov 17, 2008 · Amount on Record
Prior Sale	Nov 22, 2005 · Amount on Record
Deed Document Number	2008152109
Deed Book / Page	10999 / 1083
Last Transfer Date	Nov 14, 2025
Transfer Doc	0000091258
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 21, 2025
Property Address	549 PROSPECT PL, CINCINNATI, OH 45229-3145
Document Number	0000091258
Book / Page	15548 / 530
Instrument Date	Nov 21, 2025
Instrument	2025-0091258
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4528 CYCLL AVE, CINCINNATI, OH 45232

Mortgage

Document Number	0000091260
Date	Nov 21, 2025
Instrument	2025-0091260

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 01, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,724.00 (+0.12%)	$27,059 (-) Land $3,108 Building $23,951	$77,310 (-) Land $8,880 Building $68,430
2024	$1,722.00 (-0.17%)	$27,059 (-) Land $3,108 Building $23,951
2023	$1,725.00 (+54.57%)	$27,059 (+72.34%) Land $3,108 Building $23,951	$77,310 (+72.34%) Land $8,880 Building $68,430
2022	$1,116.00	$15,701 Land $3,087 Building $12,614
2020			$44,860 Land $8,820 Building $36,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile USA.

Based on FCC filings for 406 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.