549 Porter Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 549 Porter Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,687 sqft · built 2004
Lot Size	0.148 acres (6,441 sqft)
Owner	2 Trust Names on File
Last Sale	$765,000 (Jun 2025)
Tax Bill	$6,938 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-2440-009-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2440-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
1st Floor Area	1,687 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,441 sqft (0.148 acres)
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	549 PORTER CT
City	FOLSOM
State	CA
Zip	95630-6169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 24, LOT 009
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 24
Legal Lot Number	009
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1027
Census Tract	8512

Owner

549 Porter Ct is owner-occupied and held in a trust since June 2025.

Source: Sacramento County records, as of October 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	549 PORTER CT, FOLSOM, CA 95630-6169
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Jul 21, 2004 · Amount on File
Deed Book / Page	20250609 / 587
Prior Transfer Date	Mar 14, 2015
Prior Transfer Doc	0000001619
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	549 PORTER CT, FOLSOM, CA 95630-6169
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 PORTER CT, FOLSOM, CA 95630-6169

Mortgage

Document Number	0000001060
Date	Apr 3, 2024
Instrument	202404031060

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	549 PORTER CT, FOLSOM, CA 95630-6169
Document Number	2005040643
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	549 PORTER CT FOLSOM CA 956306169, FOLSOM, CA 95630-6169

Mortgage

Document Number	2005040643
Date	May 4, 2020
Instrument	2005040643

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 549 Porter Ct was $6,938, up 1.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$780,300 (+53.55%) Land $234,600 Building $545,700
2025	$6,938.00 (+1.63%)	$508,171 Land $139,378 Building $368,793
2024	$6,827.00 (+3.39%)
2023	$6,603.00 (+1.01%) Homeowner's exemption	$488,440 Land $133,967 Building $354,473
2022	$6,537.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 549 Porter Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Porter Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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