549 Pine St, Apt 7, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 549 Pine St, Apt 7, Lowell, MA 01851

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 695 sqft · built 1987
Lot Size	0.335 acres (14,615 sqft)
Owner	Company Name on File
Last Sale	$230,000 (Mar 2024)
Tax Bill	$2,536 (2026)
Deeds & Mortgages	Mar 2024 Sale Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P90905`

Property Details

APN / Parcel Number

Primary APN	`P90905`
Alternative APNs	`LOWE M:74 B:4655 L:549 U:7` `M:000074 T:P90905`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	19 Units
Stories	1 Story
Building Area	695 sqft Living Area
1st Floor Area	695 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,615 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	P90905
Street Address	549 PINE ST, 7
City	LOWELL
State	MA
Zip	01851-2337
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TSF
Legal Block	4655
Legal Lot Number	549
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1018
Census Tract	311400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tyler Park Historic District listed 1989 · 373 contributing resources · NRIS 89001056

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

549 Pine St, Apt 7 is owned by a company that bought it in March 2024.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	211 PARKER RD, DRACUT, MA 01826-4291
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Condominium Deed, Transfer
Mar 4, 2024	Condominium Deed, Transfer · Commercial Mortgage ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on File
Deed Sale	Mar 4, 2024 · Amount on File
Prior Sale	May 17, 2013 · Amount on File
Deed Document Number	20245562
Record Updated	Oct 29, 2026

March 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 29, 2024
Property Address	549 PINE ST APT 7, 7, LOWELL, MA 01851-2337
Document Number	038399-143
Book / Page	38399 / 143
Instrument Date	Mar 29, 2024
Instrument	8202
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 PARKER RD, DRACUT, MA 01826-4291

March 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 4, 2024
Property Address	549 PINE ST APT 7, 7, LOWELL, MA 01851-2337
Document Number	038355-125
Book / Page	38355 / 125
Instrument Date	Mar 4, 2024
Instrument	5562
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 PARKER RD, DRACUT, MA 01826-4291

Mortgage

Document Number	0000005563
Date	Mar 4, 2024
Instrument	5563

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 549 Pine St, Apt 7 was $2,536, up 16.3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,536.00 (+16.28%)	$223,400 (+17.58%) Building $223,400	$261,693 (+14.73%)
2025	$2,181.00 (+6.29%)	$190,000 (+10.27%) Building $190,000	$228,095 (+6.71%)
2024	$2,052.00 (+17.32%)	$172,300 (+22.37%) Building $172,300	$213,750
2023	$1,749.00	$140,800 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 Pine St, Apt 7 in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1978–2006)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 549 Pine St, Apt 7 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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