549 Padera Way, Chula Vista, CA 91910 Property Records

San Diego County property record for 549 Padera Way, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,548 sqft · built 1997
Lot Size	0.208 acres (9,070 sqft)
Owner	2 Company Names on Record
Last Sale	$663,000 (May 2014)
Tax Bill	$9,934 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`593-381-31-00`

Property Details

APN / Parcel Number

Primary APN	`593-381-31-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,548 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	9,070 sqft (0.208 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	549 PADERA WAY
City	CHULA VISTA
State	CA
Zip	91910-8043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC1RS
Legal Description	LOT 55 TR 012720
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	012720
Legal Block	2
Legal Lot Number	55
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13421

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	549 PADERA WAY, CHULA VISTA, CA 91910-8043
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Aug 11, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2014 · Amount on Record
Deed Sale	May 29, 2014 · Amount on Record
Prior Sale	Jun 12, 1997 · Amount on Record
Deed Document Number	2014220771
Last Transfer Date	Aug 4, 2020
Transfer Doc	0000445116
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2020
Property Address	549 PADERA WAY, CHULA VISTA, CA 91910-8043
Document Number	0000445116
Instrument Date	Aug 4, 2020
Instrument	445116
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	549 PADERA WAY CHULA VISTA CA 919108043, CHULA VISTA, CA 91910-8043

Mortgage

Document Number	445117
Date	Aug 11, 2020
Instrument	445117

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2020
Property Address	549 PADERA WAY, CHULA VISTA, CA 91910-8043
Document Number	0000445118
Instrument Date	Aug 4, 2020
Instrument	445118
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	549 PADERA WAY CHULA VISTA CA 919108043, CHULA VISTA, CA 91910-8043

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	549 PADERA WAY, CHULA VISTA, CA 91910-8043
Document Number	0000209728
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	549 PADERA WAY CHULA VISTA CA 919108043, CHULA VISTA, CA 91910-8043

Mortgage

Document Number	0000209728
Date	May 10, 2017
Instrument	209728

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,678 (+2%) Land $252,118 Building $576,560
2025	$9,934.00 (+5.51%) Homeowner's exemption	$812,430 (+4.04%) Land $247,175 Building $565,255
2023	$9,415.00 (+2.95%) Homeowner's exemption	$780,884 Land $237,578 Building $543,306
2022	$9,145.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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