549 Orchard Ln, Eureka, MO 63025 Property Records

St. Louis County property record for 549 Orchard Ln, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,143 sqft · built 1960
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jul 2024)
Tax Bill	$3,677 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29V-63-0193`

Property Details

APN / Parcel Number

Primary APN	`29V-63-0193`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,143 sqft Living Area
Gross Area	1,439 sqft
1st Floor Area	1,143 sqft
Basement Area	276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	300 ft deep x 110 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Deck Area	Deck Area
Patio Area	20 sqft
Shed	1 Shed
Shed Area	90 sqft
Poultry House	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	549 ORCHARD LN
City	EUREKA
State	MO
Zip	63025-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HUEY LOT PT 65
Legal Subdivision	HUEY
Legal Lot Number	65
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3000
Census Tract	221502

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 ORCHARD LN, EUREKA, MO 63025-1113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	202471563
Prior Transfer Date	Sep 23, 1999
Prior Transfer Doc	0000000201
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	549 ORCHARD LN, EUREKA, MO 63025-1113
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 ORCHARD LN, EUREKA, MO 63025-1113

Mortgage

Document Number	2022052400171
Date	May 24, 2022
Instrument	2022052400171

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	549 ORCHARD LN, EUREKA, MO 63025-1113
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 ORCHARD LN, EUREKA, MO 63025-1113

Mortgage

Document Number	0253140891
Date	Jan 5, 2022
Book Page	25314/891
Instrument	2022010501300

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 25, 2020
Property Address	549 ORCHARD LN, EUREKA, MO 63025-1113
Document Number	0241064415
Book / Page	24106 / 4415
Map Reference	MB 15 PG 129
Instrument Date	May 21, 2020
Instrument	2020062500709
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 BRIDGEWATER LAKEVIEW TER, 635, VILLA RIDGE, MO 63089-2059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 ORCHARD LN, EUREKA, MO 63025-1113

Mortgage

Document Number	2020062500710
Date	Jun 25, 2020
Instrument	2020062500710

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,770 (-) Land $23,140 Building $27,630	$267,200 (-) Land $121,800 Building $145,400
2025	$3,677.00 (+28.16%)	$50,770 (+32.08%) Land $23,140 Building $27,630	$267,200 (+32.08%) Land $121,800 Building $145,400
2024	$2,869.00 (-0.1%)
2023	$2,872.00	$38,440 Land $17,370 Building $21,070	$202,300 Land $91,400 Building $110,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1993–2019)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Thunderstorms And Flash Flooding, May 2000 · 2 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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