549 Old Mill Rd, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 549 Old Mill Rd, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,660 sqft · built 2024
Lot Size0.413 acres (17,999 sqft)
Owner2 Individual Names on Record
Last Sale$770,000 (Apr 2022)
Tax Bill$11,596 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-00024-0000-00024-01

Property Details

APN / Parcel Number

Primary APN48-00024-0000-00024-01
Alternative APNs
  • 48000240000000240001
  • 03490

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area3,660 sqft Living Area
1st Floor Area1,286 sqft
Upper Floors Area406 sqft
Basement Area330 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area17,999 sqft (0.413 acres)
Lot Dimensions150 ft deep x 120 ft wide
Garage TypeDetached
Garage Area744 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Deck Area180 sqft
Shed1 Shed
Shed Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number03490
Street Address549 OLD MILL RD
CitySPRING LAKE
StateNJ
Zip07762-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal SubdivisionSPRING LAKE HEIGHTS
Legal Block24
Legal Lot Number24.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE HEIGHTS
Census Block Group1
Census Block1010
Census Tract808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address549 OLD MILL RD, SPRING LAKE, NJ 07762-1960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2022 · Amount on Record
Deed SaleApr 4, 2022 · Amount on Record
Deed Document Number202237521
Deed Book / Page9588 / 1360
Prior Transfer DateFeb 28, 2012
Prior Transfer Doc0089354574
Record UpdatedSep 20, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateApr 4, 2022
Property Address549 OLD MILL RD, SPRING LAKE, NJ 07762-1960
Document Number0095881360
Book / Page9588 / 1360
Instrument DateMar 4, 2022
Instrument2022037521
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyPROFESSIONAL ABSTRACT & TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,306.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2 VAUGHN CT, 2, BRICK, NJ 08724-1943

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 OLD MILL RD, SPRING LAKE, NJ 07762-1960

Mortgage

Document Number0095881398
DateApr 4, 2022
Book Page9588/1398
Instrument2022037522
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Heights Borough
Unified School DistrictSpring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,961,600 (+73.23%) Land $754,700 Building $1,206,900$1,961,600 (+73.23%) Land $754,700 Building $1,206,900
2025$11,596.00 (+61.55%)$1,132,400 (+104.81%) Land $628,900 Building $503,500$1,132,400 (+104.81%) Land $628,900 Building $503,500
2024$7,178.00 (-0.39%)
2023$552,900 Land $522,700 Building $30,200$552,900 Land $522,700 Building $30,200
2022$7,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF SPRINGLAKE HEIGHTS
serves 5,000 people · EPA ID NJ1349001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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