549 Nancy Cir, Cherry Valley, AR 72324 Property Records

Cross County property record for 549 Nancy Cir, Cherry Valley, AR 72324

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,479 sqft · built 1982
Lot Size0.142 acres (6,229 sqft)
OwnerIndividual Name on Record
Last Sale$51,000 (Feb 2020)
Tax Bill$43 (2024)
Deeds & MortgagesAug 2022 Mortgage
Feb 2020 Sale
APN710-06923-000

Property Details

APN / Parcel Number

Primary APN710-06923-000
Alternative APNs
  • 130008
  • 8790

Interior

Bedrooms1 Bed
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Stories1 Story
Building Area1,479 sqft Living Area
1st Floor Area1,167 sqft
FlooringSteel Beam

Exterior

Year BuiltBuilt 1982
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area6,229 sqft (0.142 acres)
Garage TypeCarport
Garage Area312 sqft
CarportCarport
DrivewayDriveway
Driveway Area189 sqft
PorchOpen Porch
Porch Area280 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number130008
Street Address549 NANCY CIR
CityCHERRY VALLEY
StateAR
Zip72324-8647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAY HALK ADDN LOT 23
Legal Range03
Legal Township09
Legal Section22
Legal SubdivisionRAY HALK ADDITION
Legal Lot Number23
JurisdictionCROSS AR
Township / Civil DivisionMITCHELL
Census Block Group1
Census Block1043
Census Tract950200

Owner

Source: Cross County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address549 NANCY CIR, CHERRY VALLEY, AR 72324-8647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL BANK FSB
Feb 6, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2020 · Amount on Record
Deed SaleFeb 6, 2020 · Amount on Record
Prior SaleDec 16, 2009
Deed Document Number2020-000259
Deed Book / Page2020 / 0259
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROSS AR
Property Address549 NANCY CIR, CHERRY VALLEY, AR 72324-8647
Transaction TypeMortgage
Record UpdatedFeb 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020221627
DateAug 18, 2022
Instrument2022-1627
Lender
NameFIRST FINANCIAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term72 Months
DueAug 8, 2028
Interest
Rate TypeFixed Rate

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCROSS AR
Recording DateFeb 6, 2020
Property Address549 NANCY CIR, CHERRY VALLEY, AR 72324-8647
Document Number0020200259
Instrument DateFeb 6, 2020
Instrument2020-0259
Transaction TypeTransfer
Record UpdatedFeb 24, 2023

Transaction

AmountAmount Recorded
Tax$168.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9261 HIGHWAY 269, MCCRORY, AR 72101-7710

Transferred To (Grantee/Buyer)

NameVerified Name
Address3779 HIGHWAY 42, CHERRY VALLEY, AR 72324-8843

Tax Assessment & Valuation

Source: Cross County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyCross County
MunicipalityCherry Valley City
Unified School DistrictCross County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,990 (+98.91%) Land $570 Building $19,420$99,950 (+98.91%) Land $2,850 Building $97,100
2024$43.00 (-63.87%)
2023$119.00 Homeowner's exemption$10,050 Land $470 Building $9,580$50,250 Land $2,350 Building $47,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY WATERWORKS
serves 650 people · EPA ID AR0000158
Water SourceGroundwater
Last State InspectionOct 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Cable
2,000 / 75

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