549 N Weston Ave, Elgin, IL 60123 Property Records

Kane County property record for 549 N Weston Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,486 sqft · built 1958
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Dec 2019)
Tax Bill	$6,677 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-453-009`

Property Details

APN / Parcel Number

Primary APN	`06-10-453-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	2,734 sqft
1st Floor Area	1,486 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	549 N WESTON AVE
City	ELGIN
State	IL
Zip	60123-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WING PARK MANOR LOT 23 BLOCK 3
Legal Subdivision	WING PARK MANOR
Legal Block	3
Legal Lot Number	23
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2004
Census Tract	851102

Owner

Source: Kane County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	549 N WESTON AVE, ELGIN, IL 60123-3338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 31, 2019	Deed of Trust, Mortgage · Conventional with PMI ILLINOIS HSNG DEV AUTHORITY
Dec 3, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Prior Sale	Apr 21, 2010 · Amount on Record
Deed Document Number	201958233
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	549 N WESTON AVE, ELGIN, IL 60123-3338
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 N WESTON AVE, ELGIN, IL 60123-3338

Mortgage

Document Number	0000019866
Date	Jun 16, 2023
Instrument	2023K019866

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	549 N WESTON AVE, ELGIN, IL 60123-3338
Document Number	0000058235
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 N WESTON AVE ELGIN IL 601233338, ELGIN, IL 60123-3338

Mortgage

Document Number	0000058235
Date	Dec 3, 2019
Instrument	58235

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2019
Property Address	549 N WESTON AVE, ELGIN, IL 60123-3338
Document Number	0000058233
Instrument Date	Oct 28, 2019
Instrument	2019K058233
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1566 MAVAK AVE, ELGIN, FL

Mortgage

Document Number	0000058234
Date	Dec 3, 2019
Instrument	2019K058234

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Mortgage

Document Number	0000058235
Date	Dec 3, 2019
Instrument	2019K058235

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,677.00 (+4.31%) Homeowner's exemption	$95,530 (+8.57%) Land $23,713 Building $71,817	$286,705 (+8.57%) Land $71,167 Building $215,537
2024	$6,401.00 (+11.05%)	$87,989 (+21.39%) Land $21,841 Building $66,148	$264,073 (+21.44%) Land $65,549 Building $198,523
2022	$5,764.00 (+4.61%) Homeowner's exemption	$72,483 (+6.96%) Land $17,992 Building $54,491	$217,449 (+6.96%) Land $53,976 Building $163,473
2021	$5,510.00 Homeowner's exemption	$67,766 Land $16,821 Building $50,945	$203,298 Land $50,463 Building $152,835

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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