549 N Limestone, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 549 N Limestone, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1900
Lot Size	0.104 acres (4,513 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2026)
Tax Bill	$2,772 (2026)
Deeds & Mortgages	Nov 2012 Mortgage May 2012 Mortgage + 7 more
APN	`16411215`

Property Details

APN / Parcel Number

Primary APN	`16411215`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	840 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	4,513 sqft (0.104 acres)
Lot Width	30.5 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	549 N LIMESTONE
City	LEXINGTON
State	KY
Zip	40508-1675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	BOOK: 3738 PAGE: 708
Legal Subdivision	DOWNTOWN
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2011
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Northside Historic Residential District listed 1979 · 1,649 contributing resources · NRIS 79000977

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

549 N Limestone is owned by an individual who bought it in March 2026.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1101 BEAUMONT CENTRE LN, 10104, LEXINGTON, KY 40513-1764
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2012	Deed of Trust, Mortgage KENTUCKY BANK
May 30, 2012	Deed of Trust, Mortgage KENTUCKY BANK
Mar 23, 2026	Deed, Transfer · Conventional Mortgage PRIME LENDING INC
Oct 16, 2023	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 18, 2022	Deed, Transfer
Mar 4, 2020	Deed, Transfer · Commercial Mortgage FORCHT BK NA
Mar 4, 2020	Deed, Transfer FORCHT BK NA
Aug 9, 2017	Deed, Transfer
Mar 13, 2012	Deed, Transfer COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on File
Deed Sale	Mar 23, 2026 · Amount on File
Prior Sale	Oct 16, 2023 · Amount on File
Deed Document Number	202662
Deed Book / Page	4182 / 375
Record Updated	Oct 29, 2026

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	549 N LIMESTONE, LEXINGTON, KY 40508-1675
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007617/578
Date	Nov 14, 2012
Book Page	7617/578

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Amount	Amount on Record

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	549 N LIMESTONE, LEXINGTON, KY 40508-1675
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007453/554
Date	May 30, 2012
Book Page	7453/554

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Amount	Amount on Record

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 23, 2026
Property Address	549 N LIMESTONE, LEXINGTON, KY 40508-1675
Document Number	DB4182/375
Book / Page	DB 4182 / 375
Map Reference	MB 4041 PG 593
Instrument Date	Mar 20, 2026
Instrument	202603230062
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 N LIMESTONE, LEXINGTON, KY 40508-1675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 BEAUMONT CENTRE LN APT 10104, 10104, LEXINGTON, KY 40513-1764

Mortgage

Document Number	MB11176197
Date	Mar 23, 2026
Instrument	MB 11176/197

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Oct 16, 2023
Property Address	549 N LIMESTONE, LEXINGTON, KY 40508-1675
Document Number	DB4041/593
Book / Page	DB 4041 / 593
Instrument Date	Oct 13, 2023
Instrument	202310160081
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9782 MEEKER ST, LITTLETON, CO 80125-8479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 N LIMESTONE, LEXINGTON, KY 40508-1675

Mortgage

Document Number	202310160082
Date	Oct 16, 2023
Instrument	202310160082

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	MB10719/459
Date	Oct 16, 2023
Book Page	MB 10719/459
Instrument	202310160083

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2033

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	May 18, 2022
Property Address	549 N LIMESTONE, LEXINGTON, KY 40508-1675
Document Number	003940/445
Book / Page	3940 / 445
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 4, 2020
Property Address	549 N LIMESTONE, LEXINGTON, KY 40508-1675
Document Number	3738/708
Book / Page	3738 / 708
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009550/497
Date	Mar 4, 2020
Book Page	9550/497

Lender

Name	FORCHT BK NA

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 4, 2020
Property Address	549 N LIMESTONE, LEXINGTON, KY 40508-1675
Document Number	003738/708
Book / Page	3738 / 708
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9550/497
Date	Mar 4, 2020
Book Page	9550/497

Lender

Name	FORCHT BK NA

Agreement

Amount	Amount on Record

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Aug 9, 2017
Property Address	549 N LIMESTONE, LEXINGTON, KY 40508-1675
Document Number	3515/510
Book / Page	3515 / 510
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

March 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 13, 2012
Property Address	549 N LIMESTONE, LEXINGTON, KY 40508-1675
Document Number	3060/251
Book / Page	3060 / 251
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007387/572
Date	Mar 13, 2012
Book Page	7387/572

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 549 N Limestone was $2,772, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,772.00 (+1.91%)	$220,000 (-)	$220,000 (-)
2025	$2,720.00	$220,000	$220,000
2023	$2,720.00 (+81.33%)	$220,000 (+87.23%)	$220,000 (+87.23%)
2022	$1,500.00	$117,500	$117,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 549 N Limestone.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 549 N Limestone has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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