549 N Colfax St, Byron, IL 61010 Property Records

Ogle County property record for 549 N Colfax St, Byron, IL 61010

Property Summary

Property TypeSingle Family Home
Details2,132 sqft
Lot Size0.322 acres (14,048 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Jul 2023)
Tax Bill$6,363 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-31-226-013

Property Details

APN / Parcel Number

Primary APN05-31-226-013

Interior

Stories2 Stories
Building Area2,132 sqft Living Area
Basement Area754 sqft
Unfinished Basement754 sqft

Exterior

Lot Area14,048 sqft (0.322 acres)
Lot Dimensions180 ft deep x 80 ft wide

Location & Zoning

Street Address549 N COLFAX ST
CityBYRON
StateIL
Zip61010-1565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: W 80 S 180 BLK 59 CITY OF BYRON
Legal Block59
JurisdictionOGLE IL
Township / Civil DivisionBYRON
Census Block Group3
Census Block3029
Census Tract961700

Owner

Source: Ogle County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address549 N COLFAX ST, BYRON, IL 61010-1565
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Warranty Deed, Transfer · Conventional Mortgage
RESOURCE BANK NA
Jan 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
BYRON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2023 · Amount on Record
Deed SaleJul 12, 2023 · Amount on Record
Prior SaleJun 22, 2012 · Amount on Record
Deed Document Number20232968
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateJul 12, 2023
Property Address549 N COLFAX ST, BYRON, IL 61010-1565
Document Number0000002968
Instrument DateJul 5, 2023
Instrument202302968
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address549 N COLFAX ST, BYRON, IL 61010-1565

Mortgage

Document Number0000002969
DateJul 12, 2023
Instrument202302969
Lender
NameRESOURCE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.13%
Change Frequency6 Months
Min Rate At Change4.13%
Max Rate At Change8.13%
IndexOther
Max Rate11.1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address549 N COLFAX ST, BYRON, IL 61010
Transaction TypeMortgage
Record UpdatedMay 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000524
DateJan 27, 2020
Instrument202000524
Lender
NameBYRON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityByron City
CountyOgle County
County SubdivisionByron Township
Unified School DistrictByron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,363.00 (+46.51%)$83,215 (+16.21%) Land $8,978 Building $74,237$249,645 (+16.21%) Land $26,934 Building $222,711
2023$71,605 (+26.39%) Land $7,725 Building $63,880$214,815 (+26.39%) Land $23,175 Building $191,640
2022$4,343.00$56,656 Land $7,164 Building $49,492$169,968 Land $21,492 Building $148,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2002–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBYRON
serves 3,784 people · EPA ID IL1410100
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AaroBand
Fixed Wireless
100 / 50

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